hi all. were can i get an high street bank account. that will give me a cheque book. i dont want a cheque card or an overdraft. i have ccj's. so i know i will not get them. i bank with the co-op at the moment. and i have already tried natwest and woolwich halifax. and h.s.b.c. any help. and i have tried t.s.b.
2006-11-04 06:26:06 · 11 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Why don`t you try one of the building societies, some of them have `current a/cs ` where you can have a cheque book but can only write out cheques to the value of the a/c, I am not sure exactly how it works, they may counter-sign the cheques. Sorry I am not very helpful. Ring them up and get details.
2006-11-04 06:32:47 · answer #1 · answered by Social Science Lady 7 · 0⤊ 0⤋
There is no point in having a cheque book without a guarantee card to go with it unless you will only be writing cheques to friends and family. Most stores require the guarantee card before they accept a cheque to cover themselves that the cheque will be paid. Why do you want a cheque book, what's wrong with a cash card? I would also concentrate in sorting out your credit rating, try calling Citizens advice who can help you do this.
2006-11-07 19:36:09 · answer #2 · answered by Anonymous · 0⤊ 0⤋
hbos ( bank of scotland halifax) do a budget account that has cheque facility, but it does come with a cheque garuantee card. If you explain to them that you do not require a cheque card, they will withdraw that facility, but it does mean that you you will only be able to use the cheques in non person transactions, ie paying by cheque by post
2006-11-04 06:37:37 · answer #3 · answered by MrsMac 4 · 0⤊ 0⤋
will be difficult to get only cheque book without cheque guarantee card as most outlets insist on seeing guarantee card before accepting personal cheques. as you have ccj's agaist you then that will adversly affect your credit scoring which is what the banks use before issuing books and cards...hope this helps
2006-11-07 12:58:25 · answer #4 · answered by william h 1 · 0⤊ 0⤋
Can't you get a cheque account from the Co-op?
2006-11-04 06:32:45 · answer #5 · answered by Anonymous · 0⤊ 0⤋
you are not going to get a cheque book without a card to go with it
2006-11-04 06:37:56 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Go to www.debtquestions.co.uk/forum and ask, this is people who have had problems and a lot are now using the account you described, they may be able to assit you further.
2006-11-04 06:38:01 · answer #7 · answered by Vicky M 2 · 0⤊ 0⤋
Same predicament as you and found the Abbey was the only one who could help at the time.
2006-11-07 20:01:29 · answer #8 · answered by plasterur 3 · 0⤊ 0⤋
Hi,
Have you tried Abbey National? They are usually rather helpful.
2006-11-04 07:08:53 · answer #9 · answered by Anonymous · 0⤊ 0⤋
you should try Barclays Bank as my wife works for them, They are fairly flexible with what they give to their customers and once you have been with them for a while they will gradually increase the things that they offer you
2006-11-04 06:50:35 · answer #10 · answered by djl1078 1 · 0⤊ 0⤋