what if the banks say"we dont have your mone"then??

Answer 1

Hmmm don't really understand the question.

If money was supposed to be paid into your account and Bank says they have not received it you need to approach the person/company who paid it in and get them to contact their bankers to start a trace.

If you are referring to a very old account then you need to provide all information that you can about the account and the Bank are obliged to research account and what happened to any funds you had in it.

If UK Bank has gone bust you are protected for the first £30,000.00 you invested.

If the Bank has literally run out of money they should be able to advise you when they are expecting a delivery of cash and point you in the direction of another Branch they may be able to complete your transaction.

Hope this helps.

Answer 2

All banks are legally required, I think, to be part of a banking society (I forget the name) such that if the bank goes bust you get I think the first £20000 paid by this society.

But the whole premise about banks is that they only survive if people trust them.

Answer 3

If the bank should fail, then the Federal Deposit Insurance Corporation (FDIC) steps in. Every depositor is insured to $100,000. Your bank is a member, isn't it?

Answer 4

Often wonder this. Don't trust banks myself which is why I don't leave money in my account only have it to pay in my wages because I have to have it

Answer 5

Illiterate bankers should go back to high school.

Answer 6

Then you pull out a gun, and let the teller know she better produce it or be willing to make an equitable "trade".

Answer 7

If you can prove you deposited it then no problem.

Answer 8

you're screwed