kinda freaking me out thinking about carrying alot of cash so far from home...
2006-11-03 00:30:17 · 14 answers · asked by green bay 2 in Travel ➔ Asia Pacific ➔ Indonesia
Yes a cirrus or plus debit card can be used almost anywhere in Indonesia. I recommend Bank Central Asia (BCA) as having reliable ATMs and also allowing you to take out up to 2.5million rp out so as to minimise fees. Having said that any ATM is fine but some have a per transaction limit of 400.000rp which will cause your fees to add up.
Don't count on the smallest of towns having an ATM but they are just about as common as they are in Europe or the US.
2006-11-03 20:49:09 · answer #1 · answered by camsean73 3 · 0⤊ 0⤋
Yes you can use credit cards in Indonesia, but you will want to be careful as to where you use them. Stick to larger chain stores, large shopping malls, hotels and restaurants. Tell your bank where you will be traveling and what dates so they do not freeze your card when they see the foreign charges.
For the most part, you are better off carying cash. Not only do you get a better exchange rate (sometimes credit card companies and banks have insane conversion fees) but you don't have to worry about fraud.
Also, don't bother with travelers checks. They are very hard to cash in Indonesia because there is a high fraud rate with them.
2006-11-03 03:24:49 · answer #2 · answered by kross2442 2 · 0⤊ 0⤋
Check your banks web site, also there are different symbols on your Debit card, search the websites for these systems, they should tell you if any ATMs are available in that area.
I would strongly discourage the use of your Debit card for a number of reasons. Large blocks of cash (much larger than your purchase) can be blocked out of your checking account, not to mention you are not as protected from fraud. Additionally, if you do encounter fraud, it is harder to get money back. Use a credit card if you have one as your liability is limited.
Check with the various credit card sites about fraud protection.
2006-11-03 00:37:57 · answer #3 · answered by Supplicant 3 · 0⤊ 0⤋
yes if you have a master card, visa, american express mark on your atm card. Should be an international card. My advise, bring some cash too! Or try to transfer your money to the local account or your bank alliances so you won't have to worry about whether your US atm can be used or not.
2006-11-04 22:38:58 · answer #4 · answered by wawalien 2 · 0⤊ 0⤋
Depending on the bank. American banks that have presences in Indonesia will certainly let you use your debit cards, but they will charge you for using it, and that's what you have to beware of. If you're using debit check cards, beware of the higher exchange rate when you purchase items in Indonesian Rupiah.
2006-11-03 16:54:21 · answer #5 · answered by economiss 5 · 0⤊ 0⤋
YES - 100% There are ATM's everywhere. When you land in Jakarta - at the baggage claim (right after immigration) there are many ATM machines. Any shopping mall and tourist place will have ATM's too. Its easy and convenient! Make sure you memorize the exchange rate because 1000 rupiahs is not much!
2006-11-03 05:29:04 · answer #6 · answered by fffrrreeeddd 4 · 0⤊ 0⤋
replaced into it a debit card with the Visa sort on it? if so, they're going to refund your fee one hundred% and the financial corporation ought to have a sort to the liking of "Unauthorized verify Card transactions affadavit", the style will must be notarized swearing which you certainly did no longer make those money. yet as quickly as you swap that into the financial corporation the financial corporation ought to refund you the quantity interior a pair of days. If no visa sort is on the cardboard, one might assume sturdy corporation of having a same sort of prepare. in the event that they dont, i might advise getting the police in touch and attempt to music down the guy who used your card by skill of way of cameras on the gas station. From what i know from banking, i think of you in all probability in basic terms talked to an ignorant worker. Ask for a supervisor.
2016-11-27 01:11:21 · answer #7 · answered by ? 4 · 0⤊ 0⤋
I'm almost sure....most foreign countries do but I would check with your bank or you could probably do some research on the internet b/c in some countries, you cannot use your debit card there. Good luck and have fun with your travels!
2006-11-03 00:33:01 · answer #8 · answered by Anonymous · 0⤊ 0⤋
check your atm card for any restrictions. either it's infront or at the back of your card. it will say something like:
outside (any country) not applicable
or the best way to know is ask your bank...
2006-11-03 00:34:16 · answer #9 · answered by ladyhawke 3 · 0⤊ 0⤋
carry cash ,cards are only good at better hotels it is not wise to try to use cards in 3rd world countries
2006-11-03 00:52:12 · answer #10 · answered by Anonymous · 0⤊ 0⤋