How do you keep track of your monthly bills?

Question

I have a hard time making sure I have enough money left to pay all my bills. Do you have any tips? Thanks.

Answer 1

I add them all up for an estimated amount I need for the month. Each week so much money get deposited into checking and some in savings. Then by due date, I mark on my calendar at least 5 days before a bill is due and write that bill on that payday. I write my checks for each week what is due. My checking acc only has enough to cover my budget. All my spending money goes into a savings. I only spend from the savings, that way there I never touch from my checking, that is strictly for bill.

Answer 2

I have a budget on Excel, I put in the first line the amount of money you'll receive
then you put all the bills and when are they due, each column can be a week or bi-weekly, depending how you get paid
Then with formulas you add all the expenses and take it off from the income.
if they are losses I put them in red, which means any money from the week before have to be saved to paid that "red"
That way I always know when all my bills are due and how much money I need to pay for the "fixed" expenses.
Good luck

Answer 3

I use the calendar in my computer. I go to the day, I am suppose to get money, then I list all the bills that must come out of this pay cycle, what little is left is mine. Also, if something happens that I must write a check between paycycles, I go to the coming up paycycle and list that check and reduce it from my balance..

Answer 4

i just set up my estimated monthly budget on excel and make sure it is less than my net income(after tax).

then i just pay my bills the same week i get them and i know i have enough in checking to cover my bills

i dont use much cash and try to put everything on a credit card so i can just write one check for most of my month's expenses(groceries, gas, entertainment) plus i use a card with cash back so i save $$$

there are some free programs at downloads.com to manage your money if you have a more complicated budget than me. I am single with no kids so my budget is fairly easy to manage.

Answer 5

Try to pay them as soon as they come in or leave them in a place that you notice everyday and pay them as soon as you can. Make the bills your priority and then after their paid, file them in a filing cabinet and then go shopping with the left over money! lol

Answer 6

Use Quicken to plan a budget and keep track of bills.

Answer 7

Quicken is an dazzling application, and you may even hook it up on your checking account, etc, and it will save song of each and everything. a lot much less complicated for balancing your checkbook too!!