got basic account but want to apply for over draft with abbey?

Answer 1

Try and avoid it if you can, I know someone who got into difficulty's because she thought 1.9 % interest was low, until I told her It is the monthly % the true rate was 22.8% That makes £122.80 for every £100 you borrow. this is a expensive way to borrow, look for a loan if you have too, but take a good took at the overall cost first

Answer 2

Well you could register for e-banking and apply online for the overdraft you want

If you cant do it online then go into your local branch or the one you opened your account at and talk to the person on the information desk who will help

They can check on the computer to see if your account allows an overdraft and how much you may be able to get

Also, when you go into any branch they have free telephone lines where you can talk to someone about it if you need to

Hope this helps

Answer 3

Over Draft protection shows available debt which is bad for your credit but also you still have to pay a fee regardless of protection! The best thing to do is don't spend what you don't have by keeping a regular balance on your account.

Answer 4

Phone them or go into your local branch

Answer 5

So what is the question. Just putting a question mark does not make it a question