Does anyone know were I could get a small Business Loan for a half way affordable rate fairly quickly?

Question

Nothing over12 to 15 grand.

Answer 1

Some banks extend what they call "small business lines of credit" often through credit cards. Those are easier to get and can be based on your credit history alone. They typically are up to $100,000.

For example, Wachovia's has various business lines of credits http://www.wachovia.com/small_biz/page/0,,446_612_1399,00.html Their business line of credit can even be approved overnight,

Aside from banks I suggest you consider microloan providers. They typically fund up to $30K Read about the SBA Microloan Program http://www.sba.gov/financing/sbaloan/microloans.html

Answer 2

Compared to banks, few Lenders offer the best rates to the people who’ll take small business loans in their financial companies. Coming to interest rates, lenders will offer as per your business performance & credit history. It’s very easy to get a small business loan from a lender than banks.

Answer 3

You are asking for a Cadillac at a Yugo price.

Lenders offer the best rates to their best customers. The borrowers become a 'best customer' by building a relationship with the lender.

You are asking a lender who does not know you or your business to give you the best rate loan. Would you lend to a first time customer that way? If a customer came in and wanted you product at a discount and would pay your "next week," would you sell to that customer?

Answer 4

Consider your local bank you do business with.