I am looking into individual health insurance because my hubby and I are trying to conceive and I don't have any. I know I need to have it BEFORE i become pregnant. I don't know a thing about insurance and can't seem to find any insurance companies that offer maternity coverage.......I work for a temp agency and have worked for them for a year and a half and their insurance is astronomical so I'm looking on my own. My hubby doesn't have insurance where he works as a mechanic so i can't get it through his insurance. Any advice would help!!!!
2006-10-31 06:30:30 · 12 answers · asked by estephania2182 3 in Pregnancy & Parenting ➔ Trying to Conceive
First off, I’ve included links in the Source section to two online articles that do a good job of introducing you to health insurance. Secondly, group health insurance is usually less expensive than buying insurance on your own, so see if your husband can get insurance through work. There might even be a mechanic organization/association that offers health insurance to its members. You might also consider starting with doctors and hospitals you’d like to work with and start your search for insurance there by seeing which health plans these health care providers work with.
If you need financial assistance with pregnancy and prenatal care, I’ve listed some possibilities in the Source section below. The possibilities include free clinics, county health departments, Planned Parenthood, WIC, using a birthing center instead of a hospital, and state programs for women’s health insurance. X
If you would like to consider private health insurance, try using MostChoice.com to find the plan’s that right for you. You’ll be able to research health insurance rates online and you’ll be able to have offline conversations with multiple health insurance agents – all without charge or obligation. Tell the agents what you need and see if they can deliver a health plan that’s affordable and includes the features you need.
Here are some questions to ask about a new prenatal and pregnancy health plan:
•Does it cover prenatal care?
•What prenatal tests are covered?
•What kind of delivery do you want to have and which types are covered?
•Is anesthesia covered?
•Does it cover nursery costs?
•Are sick and well-baby visits covered?
•How much are co-payments, if there are any?
•How much is the deductible?
•Ask to determine how much your bill would be if you used the insurance
You can find it here: http://www.mostchoice.com/health-insurance.cfm
Hope this helps,
Barnes@MostChoice
2006-11-02 07:55:54 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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2016-05-28 10:35:55 · answer #2 · answered by ? 3 · 0⤊ 0⤋
It’s crazy how much insurance companies are charging these days. And they’ve become so limited too that many times, you end up having to pay extra because they won’t cover what you need. There’s a company Ameriplan out there that provides discount health benefits for a very cheap monthly rate. It includes just about everything you can imagine at a savings up to 80%. There’s no deductible, claims forms, co-pays, limits or anything like that. You just go in and get the service you need and only pay a small fraction out of pocket. When you consider how much you are shelling out a month on insurance premiums and then all the additional fees and limits, this can be a much more affordable way to go. I have their dental package, but I know they have a medical package as well that includes the dental as well as vision, prescription and chiropractic benefits for less than $60 for an entire family. It includes just about everything, and a lot of things that most insurance won’t even cover like cosmetic surgery and braces. I love them and I know a lot of people have saved several thousand dollars by using Ameriplan. They have over 100,000 providers and 2 million people using their benefits. And they’re registered with the BBB. Here’s the website: http://www.mybenefitsplus.com/40424269/. This might be a good alternative for you. I think you will be quite impressed. Good luck to you. And feel free to email me with any questions. I hope you find what you need.
2006-11-01 15:20:27 · answer #3 · answered by Anonymous · 0⤊ 0⤋
Compare quotes from the best companies at - INSUREGRADE.INFO-
RE Can someone give me advice on good health insurance that offers maternity coverage??
I am looking into individual health insurance because my hubby and I are trying to conceive and I don't have any. I know I need to have it BEFORE i become pregnant. I don't know a thing about insurance and can't seem to find any insurance companies that offer maternity coverage.......I work for a temp agency and have worked for them for a year and a half and their insurance is astronomical so I'm looking on my own. My hubby doesn't have insurance where he works as a mechanic so i can't get it through his insurance. Any advice would help!!!!
2014-08-17 06:45:20 · answer #4 · answered by Merry 1 · 0⤊ 0⤋
I would recommend you to visit this website where onel can get rates from different companies: http://insurancetocompare.info/index.html?src=2YAjgzgsED47
RE :Can someone give me advice on good health insurance that offers maternity coverage??
I am looking into individual health insurance because my hubby and I are trying to conceive and I don't have any. I know I need to have it BEFORE i become pregnant. I don't know a thing about insurance and can't seem to find any insurance companies that offer maternity coverage.......I work for a temp agency and have worked for them for a year and a half and their insurance is astronomical so I'm looking on my own. My hubby doesn't have insurance where he works as a mechanic so i can't get it through his insurance. Any advice would help!!!!
Follow 11 answers
2016-08-29 08:27:45 · answer #5 · answered by Adrienne 6 · 0⤊ 0⤋
I have Blue Cross HMO and like most HMO's, their choices of doctors can be limited in certain areas. But they did cover all of the maternity stuff. I only have a $10 co-pay each time I visit the doctor which comes out to about $150 for the entire pregnancy. If you are young and healthy, their rates tend to be pretty good.
Hope that helps and good luck to you!
Mari
2006-10-31 06:44:00 · answer #6 · answered by mari m 5 · 0⤊ 0⤋
It kinda depends on where you live. the insurance I have cover all the Dr's appts. and hospital fees. I only have to pay a $250 copay and I have Optima Health
2006-10-31 06:35:42 · answer #7 · answered by keyab 1 · 0⤊ 0⤋
I suggest one to try this internet site where you can compare quotes from the best companies: http://COVERAGEDEALS.NET/index.html?src=5YAxnu68umH27deW1
RE :Can someone give me advice on good health insurance that offers maternity coverage??
I am looking into individual health insurance because my hubby and I are trying to conceive and I don't have any. I know I need to have it BEFORE i become pregnant. I don't know a thing about insurance and can't seem to find any insurance companies that offer maternity coverage.......I work for a temp agency and have worked for them for a year and a half and their insurance is astronomical so I'm looking on my own. My hubby doesn't have insurance where he works as a mechanic so i can't get it through his insurance. Any advice would help!!!!
Follow 12 answers
2017-03-06 20:38:48 · answer #8 · answered by ? 6 · 0⤊ 0⤋
once you get pregnant you can get on medicaid...but if your wanting to pay a monthly premium..I have Blue Cross and Blue Shield and they cover prenatal visits and delivery cost..i had a pelvic ultrasound that before insureance it was 1,900+ and i only paid 150 so it covers good
2006-10-31 06:37:56 · answer #9 · answered by sjeboyce 5 · 0⤊ 0⤋
Get insurance quotes
2014-12-22 17:54:56 · answer #10 · answered by ? 1 · 0⤊ 0⤋