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I lived in an apartment 10 years ago with a roomate. Before moving it was to our understanding that we paid everything we owed. About 4 to 5 years later the apartment complex began sending me letters saying that my roomate and I owed
$1600 for rent that was upaid. There was actually a judgment placed on my credit report but I was able to dispute it and it was removed. I have been trying to get my credit in order and now everytime I pull my credit I notice that my old apartment complex has checked my credit as well and continues to send me bills that I don't owe but cant prove.

2006-10-31 06:10:11 · 2 answers · asked by Anthony R 1 in Business & Finance Renting & Real Estate

2 answers

This is what's called zombie debt. It is illegal. There is a 7 year statute of limitations on debt collection. Are you sure it's unpaid rent and not damages to the apartment? Normally a landlord has 30 days to dispute any type of fault with the apartment and provide you with an itemized list of repairs. You need to contact your local office of consumer protection and your state attorney general and report what's going on to them, including the judgment you disputed and had removed. Also do what the lady above mentioned when you mail out the letters to the dept. of consumer protection and attorney general. They'll best be able to help you.

2006-10-31 07:13:17 · answer #1 · answered by sovereign_carrie 5 · 0 0

There is a statute of limitaitons on debt collecting. Check your state. If it past that time period, mail them a letter (certifiied mail, return receipt) and request that their actions be stopped or you will pursue legal repercussions.

2006-10-31 06:15:54 · answer #2 · answered by Anonymous · 0 0

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