she has maxed her credit cards and taken out loans I didnt know about, I have just got enduring power of atourney and she has to go intoa care home
2006-10-31 01:08:42 · 13 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Ask her doctor for a statement that in his opinion she was "mentally incapable" of making an informed decision at the time she took out the credit.
Then consult a solicitor or citizens advice bureau for legal advice and then contact all the creditors armed with this information.
As a final hard push the creditors won't want you going to the press saying they sold credit to someone who wasn't mentaly fit, kinda blackmail but if needs must.
2006-11-03 06:31:11 · answer #1 · answered by phooey 4 · 0⤊ 0⤋
See a lawyer.
It's possible that the debts aren't valid. Debts are a form of contract, and mentally incompetent people can't generally enter into valid contracts.
The creditors aren't going to take your word for it.
2006-10-31 01:12:56 · answer #2 · answered by open4one 7 · 1⤊ 0⤋
The compnaies will probably write the debts off - otherwise get a judge to declare her bankrupt.
2006-10-31 01:19:24 · answer #3 · answered by Mike10613 6 · 0⤊ 0⤋
You need to contact the creditors with evidence of your mother's mental incapacity and see what deal they are willing to make about her debts.
2006-10-31 01:13:09 · answer #4 · answered by Anonymous · 0⤊ 0⤋
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2006-10-31 02:27:08 · answer #5 · answered by guyg f 1 · 0⤊ 1⤋
Are you in the uk? if so go to the citizens advice bureau, they can get in contact with the creditors for you.
2006-10-31 01:12:37 · answer #6 · answered by T - C - B 3 · 0⤊ 0⤋
Goodness you poor thing, I would get in touch with your local Citizens Advice Bureau
2006-10-31 01:11:27 · answer #7 · answered by Nobody200 4 · 0⤊ 0⤋
If at all possible, get a bankruptcy lawyer to talk to you. Explain your situation to him, since, according to what you say regarding her financial state, she MAY BE declared bankrupt.
2006-10-31 01:16:58 · answer #8 · answered by Anonymous · 0⤊ 0⤋
payment protection (ppp) should cover this or health insurance if she has either of these contact them for advise but be certain that the debts dont have to be repaid by you
2006-10-31 01:24:42 · answer #9 · answered by Anonymous · 0⤊ 0⤋
I would suggest a trip to your local citezens advice department
2006-10-31 01:10:48 · answer #10 · answered by Sly Sy 2 · 0⤊ 0⤋