What happens if you don't pay any house bills at all?

Question

I'm writing a book and the main character is a boy, and he gets abandoned by his parents, so the house doesn't get payed for. What would happen? Would the IRS show up? Would the cops show up? Who reposses's the house? What would happen to the boy? Would he get sent to the cop station?

Answer 1

the bank that gave the family the loan will step in and ask for the payments, eventually, they'll demand them, then they'll take the house. i dont think the IRS would show up, unless you didnt pay your home owners taxes and income taxes in the last year or so. the boy would end up in a local child refuge center. i dont think the police would be involved unless the person forcibley refused to physically leave the home.

this doesnt sound like a happy book so far. lol.

Answer 2

First, it would take about a month or two without paying for the utilities to be shut off. Power, gas, water. They usually send about two notices and then shut it off.

Second, after a few months a foreclosure action would probably be served and the sheriff would have to evict the poor kid from the premises.

Usually, the bank repossesses houses and it is sold off at a public auction. The IRS takes a long time to claim small tax bills.

Depending on the circumstances and his age, the boy would either go on the street, to family members, or to foster care. The cops would hold him for a little while just to figure out what to do with him. He wouldn't be arrested for anything since not paying debts is not a crime.

Answer 3

I herd of this happening around our part of the state.

I am told the parents ran off and left the boys to fend for themselves. The house was taken and the children's services came for the kids. This is just a rumor of course for I did not no the peeps.

I would think a good neighbor would call the children's services. The cops and the children's services would come get the kids. Then they would be put in foster care, I would think?
The house would sit until the mortgage or some kind of judgment was put onto the people for not paying there bills.
I would think the house would go up for public auction to pay the bills owed or get handed over to the county it was in?

Answer 4

well in 3 months most of the utility companies would shut off their services.. So at that point, the kid would be forced to leave.. No heat, water, or electricity to do anything.. No one could call cause the phone would be disconnected.. I dont think foreclosure or the IRS would show up that soon.. The kid would leave way before anything like that happened

Answer 5

befoe any of that when the mail started piling up someone would call the law to do a welfare check on the house.

Answer 6

so you need to do the reearch yourself or you'll never be able to write the story well.