Why would I not be able to do all the things I used to be able to do with the same income ?

Question

When I started out in the professional field after college I was able to do alot of different things such as go on trips to other states and buy things that I actually wanted and pay for a NEW vehicle three payments at a time so I could pay off the note in one year instead of three /// Now on the other hand I have no fun I have a vehicle that is paid off and pay no rent or utilities and I cant seem to make ends meet what the heck is wrong with this picture.please help am I alone

Answer 1

I have the same problem!
Prices are so high, for instance utilities
gas for your car, insurance for home and car!
Every thing has gone bonkers on prices!
I guess you can call the entire mess
INFLATION!

Answer 2

ur answers in ur question. U were SAVING 2 make repayments, go holiday'n etc, NOW ur SPENDING up 2 wot u earn, partly because u hav nothn 2 pay 4, hence u aint watchn ur spendn. U must hav managed 2 liv off wot u were left with AFTER ur repayments? Go back 2 the amount u lived off n bank the amount u were savin b4, of course the cost of livin will dictate how much u spend/save but it should give u an indic8ion of where ur at. If ur solution was 2 ask ur employer 4 a pay rise, 4get it. A raise of $20 a week DOESNT give u an extra $20 2 spend. Try about $12. A raise of $20 will put u in a higher tax bracket so u'll receive Less. Most people will spend an extra $20 believn that they hav it. DONT spend up 2 wot u earn.

Answer 3

The problem as I see it is you don't know where your money is going. If you don't know what you are spending it on you can't get it under control. Determine what you are spending it on and decide if that is really what you want to be doing, if not change.
The next step is to establish a budget so that you can see where each dollar is going and make informed decisions about your life style. Live within your budget and always make savings of a minimum of 10% of your takehome pay an expense item so that you are accumulating an asset for the future.
Inflation has some impact on your spending but I would think that you pay increases are keeping you ahead of it's effects.

Answer 4

Keep a lists of the things you buy each and everyday to see where your money goes. Try to spend less on non-essentials.
Eat at home instead of going to the restaurant. If you smoke or drink, try to quit. Shop around before buying anything. Clothing are cheaper at the end of the season, so wait for it. You should be on the way to saving money.

Answer 5

Dear friend,

Nowadays the cost of living has gone up. New things have come up. The things which we were not knowing 5-10 years back have become essential without which we cannot lead our life. Of all the world has become shrunk and if we are not equiped with we cannot survive and the failures will affect us much. The only way to come out is to generate additioanl income without sacrificing our exixting occupation. Please try the follwing URL you may get valuable solution

http://www.internetjobs4money.com

Answer 6

Inflation. Everything costs more each year.

That, or you've got a serious drug problem . :)