has anyone ever heard of G.A. financial Group?

Answer 1

They exist, were ordered to stop operating in Illinois for being unlicensed. Otherwise there is not a lot about them.
http://72.14.253.104/search?q=cache:HW3eFuuSXJ0J:www.cyberdriveillinois.com/departments/securities/administrative_actions/2004/june/loanbroker_fop_gafinancial.pdf+ga+financial+group&hl=en&gl=us&ct=clnk&cd=1
http://www.business.com/directory/financial_services/banking/banking_institutions/savings_and_loans/united_states/pennsylvania/ga_financial_inc/profile/