Hi,
I need independent financial pension advice and am nervous about those unscrupulous people who tie you in to their own products.
How do I find out where an independent advisor can help me plan to invest in my pension?
I am in a company scheme but the company is ethically forbidden from advising so I need to look externally.
Many thanks
Steve
2006-10-30 05:27:04 · 6 answers · asked by Stevie 1 in Business & Finance ➔ Other - Business & Finance
Find a certified financial planner. If you are concerned about them locking you into products, go with one that charges a flat fee only and does not accept commissions on the products sold.
Start here: http://www.fpanet.org and choose the link in the upper right corner to find a planner.
2006-10-30 05:32:43 · answer #1 · answered by troythom 4 · 1⤊ 0⤋
Very few Financial advisers work commission free and if they do be prepared to pay a hefty hourly fee. So commission is not necessarily a bad thing. You can't escape death and taxes or financial fees. That said i'd try word of mouth first and see if your colleagues have any good experiences.Next I'd go for Hargreaves
Landsdown they actually rebate some commision to you.Finally as suggested above try the IFA website to find someone local if the above options don't inspire.
2006-10-30 05:39:56 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Look for a CPA who is also a Personal Financial Specialist. You should be able to find a list of such people on the AICPA web-site.
2006-10-30 05:51:26 · answer #3 · answered by waggy_33 6 · 0⤊ 0⤋
most will ask you want you want and what your goals are finanically. it is like they don't know either. the biggest thing you can do yourself is educate yourself as to what you want as we all want to make money but ask this what are your short and long term goals ie what sort of risk and returns do you want. risk and returns go hand in hand. so if you want a high return then you have to go high risk. no one will tell you that you have to get this or that cause usually they don't know either or just don't care. do your homework as it is your money you want to grow. also don't keep changing your investments. if they go low hang on til they go high then sell when high, unless you know for sure they are going down for the count. they all have ripples
2006-10-30 05:34:53 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Phone up Norwich Union they will give u a number for financial consultant in your area.
2006-10-30 05:29:11 · answer #5 · answered by alec c 4 · 0⤊ 0⤋
First, ask your solicitor to point one, "Who might you call if this have been for you?" 2nd, if I carry close the placement wisely, then banks, brokers, and coverage firms all have people who will thankfully allow you to. there will be a cost, yet they in many cases take it while the money starts off flowing into your 'scheme'.
2016-10-16 13:25:44 · answer #6 · answered by ? 4 · 0⤊ 0⤋