i am 21 and finished university in may, i took a office job until i found a job that paid well,?

Question

but last week i found out that i was 10 weeks pregnant, i still live at home with my mum and dad and my boyfriend. i only earn £776 a month and my boyfriend earns a £1000 a month, we both have cars and dont pay any rent at the moment. my dad took the news badly and said i should have abortion but i couldnt do that so does anyone what beneifits i'd be entitled to and anything about getting a council house?

Answer 1

talk to your local job centre or ring the hot line. The details are on there website www.jobcenjtreplus.gov.uk

you will be entitled to working family tax credits.

income support is only given to those over 25 years old and in full time employment. (i know i tried to apply).

you should be aware that you may not qualify for full maternity pay as you have been with the company for such a short period of time.

To get a council house you'll need to register at the local council and they'll give you an assessment based on your circumstances. Beware that because you are currently living with your parents you maybe less eligible even if your parents don't want to live there once ther baby is born. Plus believe it or not the council tend to give houses to people who are less educated than yourself. (i know this because i was told my degree qualification would count against me, in the point scoring systems they currently have in place).

good luck and i hope this helps.

Answer 2

unfortunately if you only started working there in may, you wouldn't be entitled to pay from them (I had the same problem) however you would get a measly £106 from the government per week, you could write to surrounding councils,/housing associations, some do some really nice places ( I have a gorgeous 2 bed house courtesy of council) and you would have to get letter from your dad or something saying he refuses to have you live there (even if its not true, they won't help unless u have nowhere to live!)

If your boyfriend continues to work, and earn £1000 a month (I assume after tax...) you will be entitled to working tax credits and child tax credits, (with a new baby up until they are 1 year old you get the new baby element) in total the tax credits should amount to around £4000 extra a year (thats what we get without the new baby element as our daughter is now 15 months, so you should get a little more than this).

You will also get child benefit, however I would give you one piece of advice. With your partner working and getting the tax credits, you should be reasonably comfortable although you may not afford two cars...thats just a sacrifice you have to make sometimes, I still don't have one, but walking helps with the extra weight I put on!
My advice would be to set up an account for your baby as soon as he/she is born, and let the child benefit go into there...that way, once your child gets to 18, he/she should have about 16 grand and a good start to life! Thats what we are doing, and so far our little girl already has £890, and if you don't miss it, its all the better.

So with the £1000 a month from your boyfriend, plus tax credits, you should get around 15/16000 a year take home, which is really very c omfortable for a couple these days!
Also, the rent on council houses is extremely cheap.
I believe you should also qualify for free milk? We get milk tokens each month, because my partner is on a low wage, which gives us 7 pints a week, its not much but it helps, and as your baby gets older, if you use formula milk at any time, you can also use them for formula milk.

I think I've covered everything, hope this helps...and CONGRATULATIONS!!

my username is my yahoo email address, feel free to email me, I'll send u some real cute pics of my baby girl, make u feel even better :D

Answer 3

If you don't earn enough you can get part of your rent paid but you have to be in receipt of family tax credit. Go to your local Council I am sure they will be able to help you. You will need to fill out forms to get on the Council list and need to apply for family tax credit when the baby's born. If you want to keep your baby then don't have an abortion you will regret it for the rest of your life. Life will be hard but you will manage and doors will open to benefits that will be available to you. You will need to save as much money as you can for a deposit and a month's rent in the private sector. If the above is your total take home pay, then providing you sell one of your cars, you should with very careful budgeting be able to manage and then when the baby arrives, you will qualify for the family tax credit and you may even find yourselves better off then you were when you were working. Goodluck with your baby.

Answer 4

You have a degree, use it. Start looking for a better job so you can take care of your responsibility. It really isnt fair to collect aid from the state when you have a degree, I would believe as an educated young woman you would agree. Your boyfriend is gonna have to work more hours or get another job so you two can have a place to raise your child. You two dont pay rent so thatll make it easier to save $ for a deposit on an apartment. You are a lot better off than some other women who are pregnant. Most important, use this as a lesson. If you are not ready to have children and take on that responsibility, then use protection and go on birth control. Those two easy steps could have avoided this whole predicament.

Remember also, abortion is never the answer. You are showing a great deal of responsibility by having and raising your child. It will be hard, but nothing worth doing is ever easy!!!

Answer 5

Social Housing is practically non existant now so you need to talk to your local authority ASAP to see whats available and get on any waiting lists.

Re Benefits: child benefit is only £17.45 per week. You may be eligible for Income Support which would passport you to Housing and Council Tax Benefit. It depends if you intend to carry on working once you have had baby and what maternity rights you have in your job. Maternity Allowance is £108.85 per week.

You need to go to your local Job Centre Plus and Personell Dept and discuss this with them ASAP so you know all the facts and can make an informed decision.

Answer 6

If your gonna be giving up work your boyfriend may be entitled to working tax credits. you must get yourself on to the council list. you may not have to wait to long if you can prove mum and dads house will be overcrowded once the baby is born

Answer 7

Try this websit, i found it useful. You can even calculate the aprox amount you will get and it explains everything your entitled to. I think that you have to have been working for your employer before 15 weeks and you are then entitled to SMP.

http://www.direct.gov.uk/Employment/Employees/WorkAndFamilies/fs/en
As for a house go to your local Town Hall and get the forms, fill them in asap and tell them that your parents are kicking you out you'll get a house quicker.

Good luck!

Answer 8

you have to put yourself on the council housing list now and you would be able to get benefits as you both have low incomes you will get help with the rent and you will get working tax credit and child benefit and free milk when pregnant and free formulas milk when baby has come and you will probably be entitled to £500 sure start maternity grant! and dont worry about your dad he will come rounf i was 20 when i got pregnant first time and my dad didnt talk to me for like 2 months but he loves his grandson now and im now expecting number 2! i know about the benefits cause alot of my friends are on them but i dont qualify for nopthing it does my head in i get £60 a month and thats it its so annoying! my partner earns a very good wage as i earn £400 a month lol i work part time! and dont listen to people o n here if they moan at you for taking there taxes etc etc tell them to shut up you sound like you have got your head screwed on and you need it! good luck with everything and CONGRATUALTIONS XXXXX
oh yeah got to citizens advice bureau they will tell you everything you need to know and one of the poeple earlier were right get your mum to say that there is no room for you and baby in the house then you would get a house alot faster! good luck xx

Answer 9

you should do what feels right for you. my friend had an abortions becuase her parents didn't accept it and she has regreted it ever since. yes you will get child benefits and you will recieve help. and people really need to think what they would do in you position. you are a bright person im sure and this needs to be dealt with properly. talk it over with your boyfriend and you parents and explain that you want to do what is right and see if they can help you out. just don't feel like you are alone.

Answer 10

You can get maternity grants if you're really hard-up. And i you cannot work you can get incapacity benefit. Housing is hard to come by and your parents would need to provide a letter to the council saying there was no way you and thebaby could live there.