My almost ex-husband sent me a letter telling me that there was a big increase on the health insurance he is paying for all of us and that he changed or plans to change to another plan that is cheaper. The other plan, is going to be much more expensive for me. Prescriptions and medical expenses co-pays will go up and medial procedures are going to require a deductable now. Can he do this? Can he change the health insurance without my approval? Thank you for your help.
2006-10-29 09:17:59 · 17 answers · asked by Rita L 2 in Family & Relationships ➔ Marriage & Divorce
Yes he can and it happens even without his consent too. Most jobs today switch health insurances like a diaper. They have to, to stay afloat, and to keep from cutting the wage of their workers. Also insurance companies tend to up the rates even if it isn't warrented. Big $'s is all anyone's after. I am sorry for your increase but it may even be out of your husbands hands if he is not self employed. If you go after better insurance when he is self employed, then his income drops and so does your alimony or child support. Either way you are going to feel the pinch. It's not his fault. Blame the insurance.
2006-10-29 09:34:28 · answer #1 · answered by delux_version 7 · 1⤊ 0⤋
He doesnt have as much control over health plans at work as much as you would like to believe that he does. Companies will change health plans, sometimes two or three times in a year!!
In a divorce, usually, the ex has to pay 50% of all deductables and co-pays so he's not doing it to upset you any, I doubt. Just make sure about the 50% when youre settling, tho, it's usually mandated.
And Yes, he can change the plan without your consent unless he decides to include you and look at the plans together. Good luck.
2006-10-29 09:26:30 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I recommend one to try this web page where you can compare rates from different companies: http://INSURECOMPAREQUOTES.US/index.html?src=2YAesfne3Uod7
RE :Can my ex-husband change the kid's health insurance?
My almost ex-husband sent me a letter telling me that there was a big increase on the health insurance he is paying for all of us and that he changed or plans to change to another plan that is cheaper. The other plan, is going to be much more expensive for me. Prescriptions and medical expenses co-pays will go up and medial procedures are going to require a deductable now. Can he do this? Can he change the health insurance without my approval? Thank you for your help.
Follow 16 answers
2016-09-10 20:44:30 · answer #3 · answered by Lynn 6 · 0⤊ 0⤋
It depends upon the insurance plan she has. Some insurance plans recognize domestic partnerships (this term means those who are not marred but living in a permanent relationship) Since you and your husband have joint custody she doesn't need to be legal guardian. Besides what kind of a parent would have problems with their children having health insurance coverage? If your ex is married it is really none of your business anyway. HIS relationships are none of your business other than the one between himself and his children.
2016-05-22 05:59:08 · answer #4 · answered by Anonymous · 0⤊ 0⤋
If its in your separation or divorce agreement that he provides health insurance, then yes he can. BUT.... you can take him back to court and have the agreement modified based on his decision to change insurance, because the original agreement was based on the coverage he had at that time. If he modifies or changes the plan, then you can modify his share of uncovered expenses. He can be ordered to pay anywhere from half to ALL of any medical expenses not covered by the new insurance plan... depending on how much additional burden there will be on you. The threat alone might be enough to make him rethink it.
2006-10-29 09:39:27 · answer #5 · answered by just_me3575 3 · 0⤊ 0⤋
Yes he most definately can..if he's the one paying the premiums then he can do with it as he pleases.. as long as he is doing what the court ordered papers say, which is to keep a health insurance policy .. then thats all he has to do is have one.. Sorry but he no longer needs ur approval for anything.. its the way it goes.. my best advice to u is to go get ur own insurance plan to be used as a secondary insurance to pick up the extra costs..
2006-10-29 09:21:58 · answer #6 · answered by brwneyedgrl 7 · 0⤊ 0⤋
If the judge ordered he carry insurance then he has the right to choose which plan he carries. However, I'd check with my lawyer and ask him about who is responsible for deductibles, etc. Perhaps more child support will be in order to cover the expense.
2006-10-29 09:22:49 · answer #7 · answered by Catie 4 · 0⤊ 0⤋
well go back to court and have it be that he pay for half of all the medical expenses over the insurance then it came be set that why that is how i have it in my divorce and he is the one that wont's it cheaper he will find out that is not the why to go . good luck
2006-10-29 09:23:34 · answer #8 · answered by mom 2boys 2 · 0⤊ 0⤋
yes he can, so what you need to do before the divorce is final is to tell your attorney or the courts about how much of a financial burden the insurance will be on you and request that he helps with your out of pocket expense. if you get it in the divorce decree he will have to honor it.
2006-10-29 09:30:16 · answer #9 · answered by Anonymous · 0⤊ 0⤋
I would say yes he can BUT you can also consider going back to court and asking for more money to help offset the additional expenses you are now going to incur. No guarantee you'll get more....but doesn't hurt to ask!
2006-10-29 09:20:51 · answer #10 · answered by It's Just Me 2 · 0⤊ 0⤋