I didnt have insurance at the time. I reported it but they just asked me if I was fine and didnt say anything else. I was 18 and didnt say anything because I didnt have insurance and thought they would fire me. I dont work their anymore its been about 2-3 years.
2006-10-28 20:18:44 · 4 answers · asked by Fernando B 2 in Politics & Government ➔ Law & Ethics
You were probably eligible for workers compensation if you were injured. It is almost certainly too late to claim now.
If the employer knew that you had no insurance, he is probably guilty of a crime, and quite probably liable to any person you injured, or whose property you damaged.
The employer's insurance policy might have covered you depending on its terms; but as the insurance company seems not to have been notified they certainly are not required to consider a claim now. If the employer had such insurance and failed to claim on it then perhaps you have some sort of right against him on the basis that the benefit of that policy was an implied term of your conditions of employment.
If you had no insurance at all (no liability insurance) in violation of state law and your employer knew that, or if he recklessly diregarded the fact that you might have had no insurance (in other words he didn't ask you) then he could likewise have been liable for damages from the accident. But that probably wouldn't help you. And the cost of litigation could well exceed whatever you might hope to get anyway.
One more reason why employers, however small the business, should have written policies regarding the use of privately-owned vehicles by their employees.
2006-10-28 20:23:55 · answer #1 · answered by Anonymous · 3⤊ 0⤋
Andy's a little quick on this one, question is... did you have a valid drivers licence? If not, you're out of luck. In most places the statue of limitations is 2 years so if you haven't acted within that time period, you're out of luck. You didn't mention who's fault the accident was, yours, you're out of luck. If you had no insurance, who were you planning on going after, sounds like you're out of luck.
2006-10-29 02:32:07 · answer #2 · answered by patti duke 7 · 0⤊ 0⤋
that is your fault for not having insurance, they would have been liable to contact your insurance company if you had any. But since you were illegally driving it is your bad.
2006-10-29 02:27:47 · answer #3 · answered by Southie9 5 · 0⤊ 0⤋
no, you are lucky you didn't get a ticket.
2006-10-29 02:24:23 · answer #4 · answered by A dude 3 · 0⤊ 0⤋