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I have three pitbulls that I have had for five years. Now I am trying to buy a house and I know it's going to be a problem trying to get HO Ins. Is there any way around getting the ins. with the dogs?

2006-10-27 08:37:14 · 8 answers · asked by trinam04 1 in Business & Finance Renting & Real Estate

8 answers

Are they asking for it? If so, yes. If they aren't asking for it, you should probably still let them know because unless you read the fine print, you may end up lying by omission, so it's still yes.

2006-10-27 08:49:27 · answer #1 · answered by sovereign_carrie 5 · 0 0

Apparently you know someone who has run into this or have been asked, otherwise you wouldn't have asked out here.

If they ask, you have to tell and yes there are companies that have changed their policies and will not insure homes with certain dogs-some include German Shepard as uninsurable. I found this out with a client last year before they went to closing who had a mix chow. I was able to get them to an independent insurance agent I use here in OH. The agent had an insurance company that would do the homeowners insurance at a fair rate and with the dog.

Protect yourself, your new home, and your dogs.

2006-10-28 16:50:02 · answer #2 · answered by Margaret K 3 · 0 0

Are they illegal in your county? Make sure first if they are or not. Ex. I live in Dade County, Miami, FL and pitbulls are illegal in my county therefore I am sure a homeowners policy would not insure me if they knew I owned pitbulls.

2006-10-27 08:42:40 · answer #3 · answered by Aixa 2 · 0 0

I've never been asked by my insurance company whether I own a dog or not or I don't remember being asked.

2006-10-27 08:45:30 · answer #4 · answered by irish_yankee51 4 · 0 0

not really....we have a pit mix and had to let insurance company know..rate went up a whoppin 5 bucks a year...call around and get quotes...

2006-10-27 08:45:18 · answer #5 · answered by Muffett : 6 · 0 0

Get rid of dogs Duaaaaaaaaaaaaa

2006-10-27 08:44:45 · answer #6 · answered by Beth B 5 · 0 1

yOU NEED TO REPORT THEM BECAUSE YOU COULD END UP WITH A MAJOR LAWSUIT ON YOUR HANDS IF YOU DON'T.

2006-10-27 08:44:52 · answer #7 · answered by Anonymous · 0 0

they're lab mix

2006-10-27 09:52:24 · answer #8 · answered by Anonymous · 0 0

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