i was in a wreck in december of 05. My insurance had lapsed and I wasn't workin at the time. I recieved a bill from the other guy's insurance company for 3737.00. I spoke with the insurance company and wanted the full report of what the auto collision experts had made. I have got letter after letter threatening suspension of my license til amount is paid. I got one today and called the attorney's handleing the claim. They tell me they can only except 373.61 and 112.13 for the next 30 months. I was told if i send them 10.00 towards the debt that they have to except it due to federal law. If they refuse my payment and send my money order back then i owe them NOTHING toward this debt. Im tryin to find out if i send the 10.00 if they can still suspend my license til totall amount paid.. What are your thoughts and is this really true?
2006-10-27 07:04:24 · 5 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
Mirage is on the right track. No collection agency can suspend a license. If they suggested that they can, or threatened to do so, they may have violated a variety of laws, including the Fair Debt Collection Practices Act.
You should consult a debtors' attorney.
2006-10-27 09:23:13 · answer #1 · answered by Anonymous · 0⤊ 1⤋
No, ONLY the DMV can suspend your wife's driver license. The insurance company seems to have given this to a collection agency, and they WON'T go away. Why put off the inevitable, just set up a payment plan and be done with it. That will show a willingness to resolve the matter. Putting it off until you can pay in full looks like you're shining them off.The collection agency CAN create problems with your credit rating.
2016-05-22 01:08:12 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Contacting an attorney is a good idea. However, since it was your fault for driving without insurance (and I assume your state requires it) there is probably very little you can do.
NO attorney or collection agency can suspend your license. They can, however, petition the state to have it done IF you were charged with driving without a license at the time of the crash.
2006-10-27 07:17:03 · answer #3 · answered by bikeworks 7 · 0⤊ 0⤋
Laws vary by jurisdiction. You should seek the advise of a lawyer in your area.
I doubt you will "owe nothing" if you offer $10 and it is not accepted. It may provide the collectors the incentive (it may piss them off) to pursue whatever legal remedies are available to them.
2006-10-27 07:08:35 · answer #4 · answered by www.lvtrafficticketguy.com 5 · 0⤊ 0⤋
Contact a lawyer in your area. This is something that is obviously very important and you need some expert advice on this matter to ensure that things are properly handeled and arranged.
2006-10-27 07:11:24 · answer #5 · answered by msi_cord 7 · 0⤊ 0⤋