2006-10-27 01:29:09 · 10 answers · asked by sivle 2 in Business & Finance ➔ Personal Finance
i work out my bills, deduct ths from my wage, put some asside for a rainy day, and then spend the rest, but i make sure i have enough to last me the end of the month
2006-10-27 01:31:14 · answer #1 · answered by amethyst2 4 · 0⤊ 0⤋
Add up your incoming money, take away all direct debits/bills, divide the rest into 4 weeks (if paid monthly) then you'll know how much you've got on a weekly basis. check your bank statements to see where all your money is going - if, like me, you find a lot of it is on food shopping, plan meals and only get what you want, don't keep going for the buy one get one free offers as it usually ends with you spending more than you normally would, limit yourself to just one offer per supermarket trip. one or the other of you has to take charge of the finances i.e. keep track of spending, and the other must NOT spend unless it has been ok'd by the one keeping track.
2006-10-27 01:46:28 · answer #2 · answered by Dr Watson (UK) 5 · 0⤊ 0⤋
Since I'm not married yet...I actually save 75% of my salary in savings and 25% for bills...I dont have to pay rent cuz I live at home...But I have saved up alot of money the past 2 years by doing this.
2006-10-27 01:31:09 · answer #3 · answered by laguna_beach 3 · 1⤊ 0⤋
Are u trying to ask how u and ur wife spend ur monthly salary? Well...u both should know that.
2006-10-27 01:32:53 · answer #4 · answered by ydo 3 · 0⤊ 0⤋
I'm on a tight budget due to learning to drive-When I get paid I withdraw any surplus cash from the bank in £1 coins-I have a big bottle to keep them in and I never spend them unless I to-I once saved £1000 in 4 months-.
2006-10-27 01:35:43 · answer #5 · answered by Elle J Morgan 6 · 0⤊ 0⤋
I am the wife. Separate accounts but money from both into a joint account where all bills are paid. He pays the mortgage, I buy all the food and put extra into the joint account. Works fine.
2006-10-27 01:31:35 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Try for a month writing down everything you spend. I think you will be surprised how much money you spend on rubbish. I was.
Good luck!
2006-10-27 01:31:47 · answer #7 · answered by Bea 2 · 0⤊ 0⤋
Bills, bills, bills and more bills + council tax + road tax + national insurance and then I'm left with £100!
2006-10-27 01:31:15 · answer #8 · answered by Hacker 3 · 0⤊ 0⤋
We keep separate accounts and have individual bills that we pay. It's somewhat unusual, but it works for us.
2006-10-27 01:39:33 · answer #9 · answered by Adios 5 · 0⤊ 0⤋
i pay all bills first, then maybe a few odds and ends that are fun, then remainder goes into savings
2006-10-27 01:31:20 · answer #10 · answered by jenivive 6 · 0⤊ 0⤋