Joint Bank Accounts? Married couples?
2006-10-27 01:22:05 · 20 answers · asked by D 1 in Family & Relationships ➔ Marriage & Divorce
well when you are married you should put both incomes in a joint account so that you both can benefit. you can pay all your bills and use the rest for whatever else you may need. if you guys keep your money separate, you know, the her money is hers and your money is yours thing, then you would end up separating all the bills. and one of you will make more money and at one point you will realize that you are making her fend for herself. you guys should take care of each other and keep each other safe and happy. i can see were marital problems could arise from keeping the money separate. i mean what if you have kids and and she becomes a stay at home mom. does that mean she is a pauper now or would you take care of her and make your money hers. because she would be taking care of your house, kids, and you. in essence she would be working just as hard as you, if not harder. i hope i helped, good luck.
2006-10-27 01:47:18 · answer #1 · answered by Thumbs down me now 6 · 1⤊ 0⤋
Not at all........you can be married, but live separate lives.........so some say! I say, if you love the person enough to marry, then it is important to have no secrets from one another, share both incomes, share the bill payments, share a bank account. If you have some reason not to have a joint account, shouldn't you look deep into that reason and figure out why? Marriage is a 50/50 proposition. She helps bring in the household money (relieving you of the whole burden) and you help her keep the house and meals up (relieving her of the whole burden). Sound like a fairy tale? NOT. My husband and I have been married 54 years, and that's the way it works, when it works well. Marriage is forever, and all that goes with it. If you can't live with the one you (think) you love forever..........then don't get married. Move on and find your true love, one you can share all things with. Don't take the responsibility of marriage and family lightly. It is most important. If you plan to marry.....make sure those plans are what you really want before taking the step. Think!!
2006-10-27 01:49:14 · answer #2 · answered by barbkin11 1 · 0⤊ 0⤋
Your reasons for not having a joint account are stupid. There may be many legitimate reasons not to have joint accounts with your spouse, but yours won't even make it into the first 1000 list. Finances should have been discussed before you got married. The fact that she is not currently working and bringing home a paycheck, does not mean she isn't contributing to the household. It ain't YOUR money. It belongs to both of you. The crap about surprising her with gifts is really reaching for a reason. Debit transactions show up in your bank account listing the amount and the merchant, not the item. Plus, there's always cash.
2016-05-22 00:27:00 · answer #3 · answered by Anonymous · 0⤊ 0⤋
it works both ways. Dpends on what you and her think work for the two of you. A friend and his wife had 3: His hers and a joint. all straight time went to the joint and overtime was for his or hers. The joint payed the bills and his was for his hobbies hers for her shopping. This way he did not feel his ot was just for her shopping but for his car work hobby. If any as neded for bills then he would put it in the joint account.
2006-10-27 02:18:37 · answer #4 · answered by ronnny 7 · 0⤊ 0⤋
No...you do not have to have a joint bank account just because you're married. That being said, if my husband had wanted to open a bank account during our marriage and not include me, I would feel like he didn't trust me. Once you enter into marriage, it's our and we not I and me...I would never have married my husband if I wasn't ready and willing to share everything with him.....
2006-10-27 01:25:50 · answer #5 · answered by Anonymous · 2⤊ 0⤋
A lot of first time marriages end because of the fight for money. Separate accounts together with one controlled both may help to bring stability into the marriage. I believe that each spouse should contribute same percentage of his/her earnings sufficient o cover cost of maintaining household including food, insurances etc. .
2006-10-27 01:58:41 · answer #6 · answered by Anonymous · 0⤊ 0⤋
It doesnt really matter, its all "ours" when you are married, its not mine or yours anymore.
Even if you get divorced down the track, it will all be considered matrimonial assets, so if the reason you dont want a joint account is for protection, then I would figure out a different way.
2006-10-27 01:30:45 · answer #7 · answered by Anonymous · 2⤊ 0⤋
a joint bank account is easier when it comes to household expenses...it's always a good idea to have your own account as well....you just never know what will happen...
2006-10-27 05:18:49 · answer #8 · answered by bev_lev 2 · 1⤊ 0⤋
No! but I think it would be a lot easier for the marriage, taking care of household bills and all. Yet still having your own separate account.
2006-10-27 01:55:12 · answer #9 · answered by WhyNotMe 6 · 0⤊ 0⤋
no they don't..it is a choice that each couple makes on their own...you could each have your own account and also a joint account for household bills.
2006-10-27 01:25:07 · answer #10 · answered by Sherry 2 · 1⤊ 1⤋