Is the extended warranty on new H-D motorcycles worth the $1500?

Question

2007 HD Sportster 1200 Low

Answer 1

We, as American consumers, all have been educated by marketing techniques into believing that these extended gimmicks are necessary. I bought a 2006 Low Rider and nothing else (except a one year service contract because I ride a lot and need help getting it to the shop for service). I have put about 8200 miles on it, and it still just purrs at 3200 rpm. There are no problems with it (except I will pursue a slight noise problem with the front forks with the dealer - but an extended warranty is not needed for this minor problem).
Be smart during the break-in period and don't over rev or maintain the same revs for extended time.
If you plan to neglect the maintenance of the bike, the warranty may help (if it doesn't self-cancel due to negligence, etc.), but otherwise I believe it is not necessary.

Answer 2

Thats why I gave up motorcycling . I did it to save money over running a car and found maintenance ,tires chains etc cost a fortune . But thats beside the point . Consumer's Union says flat out that extended warranties of any kind are made for the Dealer's benefit ,not the consumers . They usually have too many exceptions ,are expensive (cost at least as much as your first repair )and the original warranty is all you need .After the manufactures warranty expires ,if you run into a huge component failure ,the manufacturer will often provide after warranty remedy ,if you can show maintenance records and reciepts . You need to go thru the manufactures customer division at that point however -look on back pages of your owners manual for addresses . .Remember a product has an implied warranty that it will satisfactorily perform to the standards to which it was designed -that means that engine or tranny failure considered premature under conventional standards (like 10,000 miles) is still the factory's fault and responsibility if the product was well cared for . And yes you can do your own work ,just keep any reciepts for supplies .

Answer 3

Most economists will tell you to not buy the extended warranty on any item. Think of it this way...if there really was a chance of the item breaking down in the warranty time frame would they really be offering it in the first place? Of course not. The other thing is they make you jump through so many hoops to file a claim under these extended warranties that they often don't have to honor them anyway...i.e...."they will cover your item if it broke down on a Thursday at 11:45PM during a rain storm in Oklahoma"....Finally, not sure about Harley, most extended warranties are NOT offered by the manufacturer but are offered by some company affiliated with the manufacturer.

Answer 4

Sometimes Harley will offer a special finance rate if you buy the extended warranty. I bought an extended 4 year warranty for about a $1.50 a month more than if I hadn't bought one. There would have been a $50 deductable for any extended warranty repairs, but I never had to use it.

Answer 5

I work for a company who sells extended warranty for Harley's to the military personnel. I sell it for $999 and also the wheel and tyre warranty for $1290. I think it is worth every cent. I view the warranty like an insurance policy, you would never want to claim on your insurance, but you would never dream of riding without insurance.

Answer 6

Normally no extended warranty is worth the extra dollars.
They have loop holes and always get out of repairs.
Most people just drive their Motorcycles for pleasure and they don't need the warranty.
Just take good care if it and you will not have any problems.

Answer 7

$1500.00 sounds kind of steep to me. I could see a price in the range of $500.00 but the price you quoted almost makes it sound like the Sportsters are prone to breakdown. How long and how many miles does the warranty cover?

Answer 8

I'm not trying to bash Harleys but they are not as reliable as they should be so the warranty would be a safeguard for the wallet.

Answer 9

Oh, hell yeah!