I have Cerebral Palsy I bought my home for cash. Then, my friend asked me to put it in his name so he could take out a loan to pay his bills. I did. Now he wont contact me or answer my calls. I fear he is going to sell my home and take the money. Where would I go in a wheelchair with two cats and only $377 a month? Do I have a legal leg to stand on? I hope a lawyer reads this.
2006-10-26 04:56:12 · 10 answers · asked by oclawahah 1 in Business & Finance ➔ Renting & Real Estate
Wow. I've heard some horror stories but that one is a first and I've been in the business since 1973. First I would never call him your friend again. Second you need to contact an attorney; however given your financial situation as you have explained it you will need to seek legal assistance pro bono so here are the links for you to do that:
Free legal aid search for all states: http://www.lawhelp.org/
If you want to find out about fraudulent conveyances here is what the government says from Cornell University:
Uniform Fraudulant Conveyance Act all states*: http://www.law.cornell.edu/uniform/vol7.html#frcon
Uniform Fraudulant Transfer Act all states*: http://www.law.cornell.edu/uniform/vol7.html#frtra
Consumer Credit Protection US Federal Laws*: http://uscode.law.cornell.edu/uscode/html/uscode15/usc_sup_01_15_10_41.html
Your state can also provide assistance to you, including the attorney general's office, but I do not know your state so I can't give you those links.
Buena Suerte
2006-10-26 09:10:11 · answer #1 · answered by newmexicorealestateforms 6 · 2⤊ 0⤋
You have a legal claim but only if your friend agreed to pay you back. Verbal works, in writing is better. Call a lawyer. Check for pro bono lawyers in your area--- they take cases for free. By the way, your legal standing has nothing to do with your handicap. I would focus on the unpaid loan and not the CP if you want to win your case.
PS that wasn't a really bright thing to do, letting someone put their name on your deed. No offense but you really should not trust people that much.
2006-10-26 12:17:04 · answer #2 · answered by dcgirl 7 · 0⤊ 0⤋
Did you have any legal contract between the two of you? Why would you let someone take your equity to pay for their bills? Well, I don't want to seem like I'm badgering you, but this is a heck of a situation you have here. Contact a real estate lawyer immediately. If there is no legal contract though, there is no legal leg to stand on. Good luck and please be more careful about who you trust in this world.
2006-10-26 12:25:23 · answer #3 · answered by Justin 3 · 0⤊ 0⤋
Yes you do all you have to do is talk to a lawyer and u would have a hell of a case and I bet ur so called freind could get jail time. Laws now are very strict on taking advantage of the handicap or anyone for that matter
2006-10-26 11:59:33 · answer #4 · answered by Nikki 1 · 2⤊ 0⤋
why would you put your home in someone elses name , I relize you have a handicap , but to me it sounds more like he is taking advantage of you because you let him . he is probally not going to sell your house , but it sure sounds like he is going to blow off the loan and then the mortage company is going to get your /his house. You put the house in his name so now he has the right to get a loan on the property, and if he does not pay the loan , you will be losing the house or paying the loan .......this person was not a friend they are a thief , but I dont think he has done anything illegal, if you willingly put his name as the owner ......he is guilty of being a rip off but legally he didnt do anything wrong ....
2006-10-26 12:42:49 · answer #5 · answered by Anonymous · 0⤊ 0⤋
.Go see a lawyer. Your county or state probably has legal aid if that is an issue. The whole issue, I believe, would be based on competence, not disability. If you knew what you were doing at the time your signed the property over. GO SEE A LAWYER>
2006-10-26 12:41:00 · answer #6 · answered by Kathleen M 4 · 0⤊ 0⤋
Call the police and let them know you've been victimized by a con artist and it appears you have . There are laws against this sort of thing . Contact your local legal aide office in advance and explain your situation , with your current income I'm quite sure they will handle this matter for you . Good luck , do this as soon as possible .
2006-10-26 12:02:49 · answer #7 · answered by Anonymous · 2⤊ 0⤋
Go get a lawyer right away,go to legal aid, he took avange of you that is not right he was no friend to do that
2006-10-26 13:15:26 · answer #8 · answered by pattibcacl 6 · 0⤊ 0⤋
Omigod that is the worst thing I've heard all week. Everybody else has given great advice, lawyer, call the cops and report a con job, legal aide office, etc.
When it comes to money and big things like houses, please please please (I hate to say this) trust NOBODY. Even family will screw you over.
2006-10-26 12:12:55 · answer #9 · answered by concretebrunette 4 · 1⤊ 0⤋
WHAT WERE YOU THINKING? You are most likely screwed unless you can prove he swindled you. I strongly suggest you hire an attorney today!
2006-10-26 12:17:34 · answer #10 · answered by Alterfemego 7 · 0⤊ 0⤋