I want to cancel my insurance or rather freeze it until the 3 November. Would i get into trouble though if i took it to the garage when i had cancelled my insurance or eve froze it..
2006-10-24 09:08:26 · 19 answers · asked by Anonymous in Cars & Transportation ➔ Other - Cars & Transportation
Yes under the Road Trafic Act 2005 it is an offence just to have your car on the road let alone driving it. without insurance
2006-10-27 23:11:02 · answer #1 · answered by Tazman 2 · 0⤊ 0⤋
If the car is not insured (through cancelling the policy or freezing it) you cannot legally drive it anywhere, you can't even park it on the road. If you want to take it to a garage after the insurance has stopped you will have to pay to have it taken on a flat bed lorry. If you have an accident while not insured, not only will you be found to be at fault regardless of who hit who, you will also be liable to pay for all repairs yourself and will probably be prosecuted too.
Best option is to not cancel or freeze the insurance until the car will not be driven again.
2006-10-24 09:13:34 · answer #2 · answered by Lynn S 3 · 1⤊ 0⤋
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2014-05-26 19:49:34 · answer #3 · answered by Anonymous · 3⤊ 0⤋
I wouldn't risk it, if a police car radios in your registration for any reason at all they now not only know if your road tax is out of date but the police national computer has access to the insurance database so they will know instantly if you have no insurance. Another thing to note is that if you cancel before the end of the full one year period you wont gain a years no claims bonus.
2006-10-24 09:18:29 · answer #4 · answered by thecoldvoiceofreason 6 · 0⤊ 0⤋
I think that the only legality with taking a car to a garage is if the road tax has expired & it is booked in for an mot.
If I was you I would ask the garage to collect it for you.
2006-10-24 09:16:52 · answer #5 · answered by claire j 2 · 0⤊ 0⤋
I assume that you mean drive it to the garage when you have no insurance on it. That is against the law and you would be charged with no insurance. You would get an IN10 on your licence and 6points along with a fine and not to forget higher insurance quotes.
2006-10-24 09:10:58 · answer #6 · answered by robertmarcellegary 2 · 3⤊ 0⤋
Driving the car without insurance is against the law.
However anyone who has car insurance is usually covered to drive any car on a third party basis. Can't you ask a friend/family member to drive it there for you? (but check their policy first).
2006-10-24 10:29:43 · answer #7 · answered by Nearly Ninja 1 · 0⤊ 0⤋
It's driving without insurance.
If you do freeze it and need to take it to the garrage, contact your insurance company. They may not even charge for such a short period of time.
Don't get caught driving without insurance. The chances are very slim but points make bans!
2006-10-24 10:45:46 · answer #8 · answered by puggtiracer 3 · 1⤊ 0⤋
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I want to cancel my insurance or rather freeze it until the 3 November. Would i get into trouble though if i took it to the garage when i had cancelled my insurance or eve froze it..
2014-09-07 00:24:49 · answer #9 · answered by Anonymous · 0⤊ 0⤋
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2014-12-30 21:18:38 · answer #10 · answered by ? 1 · 0⤊ 0⤋