is there a government agency that will help with stopping foreclosure free of charge.have no money and 3 payme

Answer 1

As far a I know, there are no agencies that will negotiate for your or help out on payments. If you're still in your hardship and can't make the payments, there are options.

Depending on the hardship - decrease in pay, medical hardship, etc, then the bank has options like a loan modification, partial claim, or other programs that can help you get back on track. If you call the lender, you'll need to be persistent with the loss mitigator because the lenders are trying to get the most money as fast as possible, and these programs limit what they can get and how fast - obviously they won't be just giving up the info.

If you can't afford the house, then you may want to contact any one fo the "we buy houses" companies that are no doubt in your area. When you talk to them, you'll need to ask them what their experience is with short sales - the process of negotiating a lower selling price with a lender on a house in foreclosure.

If you need some more info, just check our site:

Answer 2

If Congress might pass the honest Tax, then we does no longer be having this talk. What PISSES me off is that I pay 40% in taxes by way of fact I make over $one hundred,000 a year, notwithstanding, I deferred on a 401K very own loan when I replaced jobs, and that i'm getting a penalty on MY money AND paying taxes on my money. i will understand paying taxes on my pre-taxed 401K deductions, yet why could I pay a penalty for cashing in my own money??????????

Answer 3

No, just negotiate with the lender
but you gotto have cash on the table man, you cant be broke and promise the moon to them