2006-10-24 07:30:54 · 7 answers · asked by nikkiniachol 1 in Business & Finance ➔ Personal Finance
Yes y not u will get personal loan, only u have to submit lease agreement copy to bank as well as ur income proof and may be ur native address proof.
2006-10-24 07:35:29 · answer #1 · answered by slimshady3in 4 · 0⤊ 0⤋
You can. You have to have a certain credit score (this depends on the institution). And most banks will tell you something like no late payments or charge offs in the last year on your credit report. If you have some kind of collateral you can also get a loan. I have gotten loans for $500 and $1000 for no collateral. Go and talk to the loan officer at the bank you want to use and ask them what the criteria are.
2006-10-24 14:51:50 · answer #2 · answered by Pysees 2 · 0⤊ 0⤋
yes people get personal loans all the time without owning a house. You have to have the ability to repay the loan
2006-10-24 14:34:33 · answer #3 · answered by charmz21lucky 4 · 0⤊ 0⤋
Yep, they're called "personal loans". Most banks offer them, and they often come in the form of installment loans. As long as you have some sort of credit history for the institution to check.
2006-10-24 14:34:30 · answer #4 · answered by Abcdefg 3 · 1⤊ 0⤋
sure you can, people get cars/credit cards all the time who arent homeowners. However, just know you become much more eligible to lenders when you have more collateral and a house is exactly that collateral. So it really depends on what else you own, what your credit looks like and how much your looking to borrow.
2006-10-24 14:52:39 · answer #5 · answered by shanstew 3 · 0⤊ 0⤋
have collateral. Car, Boat, RV, Land, borrow against it.
unsecured credit (credit cards)
2006-10-24 14:33:48 · answer #6 · answered by Anonymous · 0⤊ 0⤋
you can get personal loan from world wide banks without any security. it's use ful to you hope
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2006-10-24 14:56:51 · answer #7 · answered by rai t 2 · 0⤊ 0⤋