i need to know where i should be looking in the lease to see where i am cover for any water damage........the plummer state that i did not cause the problem for the flood i want to make sure i am cover
2006-10-23 14:03:58 · 6 answers · asked by danielle s 1 in Business & Finance ➔ Renting & Real Estate
If the dammage caused by the flooding was not your fault, then in most cases you are not responsible for the bill for repairs. This a risk that your landlord assumes. Ask the plumber to document the exact cause of the problem.
Any personal property dammaged would most likely be at your cost unless you have renters insurance.
The section in your lease that would cover this would be the section dealing with maintenance and repairs.
If you have any questions regarding this matter or in how to interpret your lease, check with your local legal aide office to see where you stand legally.
2006-10-23 15:52:41 · answer #1 · answered by CMR2006 3 · 0⤊ 0⤋
Most often the lease will state that the tenant must carry their own apartment insurance. This will insure the contents of the apartment from loss or damage even if it is not caused by the tenant. The insurance carried by the apartment owner is usually limited to appliances, carpets, heating/cooling units, etc. Generally apartment owners are not liable for damage to the apartment dwellers belongings. There may be exceptions in the case of neglect on the part of the owner, but the lawyer fees will usually exceed the value of the damaged property.
2006-10-23 21:11:29 · answer #2 · answered by rcmit 2 · 0⤊ 0⤋
There should be a section in your lease regarding maintenance and condition of the apartment. It usually says routine "wear and tear" and maintenence is the responsibility of the renter. It may define "wear and tear". It will also say something about how you notify the renter of a problem. Toilet overflows are tough...in most cases the renter will say that it was the renters fault. Make sure the plummer documents the problem.
2006-10-23 21:10:18 · answer #3 · answered by a m 2 · 0⤊ 0⤋
Get the plumber's statement in writing. If you're not at fault for the clog, you're not responsible for the bill or the repairs to the property.
You ARE responsible for any damage to YOUR property. File a claim under your renters insurance policy if you have one. If you don't have renters insurance, you're out of luck on your own damaged property unless you can prove gross negligence on the part of the landlord; that's nearly impossible in the circumstance you describe.
2006-10-23 21:30:24 · answer #4 · answered by Bostonian In MO 7 · 0⤊ 0⤋
It probably won't say that your responsible for water damage. It would probably state that you are responsible for any damage other then normal wear and tear. I would be very surprised if you were responsible for something like that
2006-10-23 21:13:05 · answer #5 · answered by mikeyc06010 2 · 0⤊ 0⤋
It is always a good idea to have Tenants Insurance for unforeseen situations.
2006-10-23 21:18:04 · answer #6 · answered by Smilin' Fred 4 · 0⤊ 0⤋