2006-10-23 04:34:05 · 4 answers · asked by MM 5 in Business & Finance ➔ Careers & Employment
I don't know how expensive it is for a company in general to add an employee to their health plan; and I am trying to figure out a negotiation price for my salary, can you give me some help on this. How much "benefit costs" should i consider in relation to my salary
2006-10-23 04:35:28 · update #1
It varies by company. The biggest hit is if you have dependents. If it's just you, then you may pay up to $20 a paycheck for benefits (of course, this is just based on my own experience). Some companies have great packages and some have lousy ones.
I would suggest that you ask that they provide a summary of their benefit plan when you get a job offer. Also, keep all benefits in mind. For example, my health benefit plan is amazing for 1 person (me), but co-workers who have benefits are shocked at the cut in their check. However, we get an annual flex pass that allows us to commute nicely for free (we have a train in Seattle). We also receive 401k matching, which is very nice.
So quantify the package as a whole. With the extras that I receive, not many companies can lure me away unless they're willing to up my salary by 20% - which means that I'm doing pretty good.
Good luck.
2006-10-23 04:49:38 · answer #1 · answered by LifesAMystery 3 · 1⤊ 0⤋
Its really dependent of what type benefit they are offering. I've seen companies where they pay premiums for you, and there are some where the monthly premium for family coverage is almost 200 bucks. Something that should definitely be taken into consideration, because its going against the bottom line salary. But the only way to get the info on premiums is to ask the employer or if you know someone that works there.
2006-10-23 11:36:58 · answer #2 · answered by mochachreme 3 · 1⤊ 0⤋
Do they pay a portion and if so how much of it. Most full time jobs offer some sort of health benefits but more and more are either cutting back on their portion or switching carriers every year looking for the cheapest plan for their buck.
Unless you or an immediate family member have serious medical issues that need very good coverage I think as long as the job offers some then you should be good to go.
2006-10-23 11:39:06 · answer #3 · answered by Subi 2 · 1⤊ 0⤋
You shouldn't consider any. Your salary is what it is. Your benefits will be what they will be.
Now, please stop asking this same question over and over again.
2006-10-23 11:41:34 · answer #4 · answered by Sharingan 6 · 0⤊ 1⤋