I am a single mom due to my husband leaving me after 22 years with 3 children and one in college to be with a 22 year old.I know this is going to be a stupid sounding question but does anyone know where I could get help to get out of a financial hole not a big hole just a small one but seems like a large crater to me.When he left three months ago I didnt know we were 2 months behind on everything and I work full time and one of my children is disabled and I can stay within my budget monthly but i cant now because he left me so far behind.I have filed for a divorce and am waiting for the authorites to find him to help by paying child support.Please dont be mean with the answers I need your prayers and good advise Thanks in advance~
2006-10-22 14:56:11 · 8 answers · asked by luckiestarrr 2 in Family & Relationships ➔ Marriage & Divorce
well there are lots of different options, talk to the places you are in debt to, alot of them will probably be willing to work with you. you can also evaluate your outgoing money and see what you can do there. you also may now be able to get state assistance like low income or food stamps to help offset the incomming debt. you also might look to your bank and see if you can get a low intrest loan and roll your credit into that and lower your monthly payments (I did this recently). The last option you could try is a debt consolidation place. These places usually do not really do all that much aside from managing paying the debt so it will eventually pay off. If you are able, look at all your bills and see what you can cut out and put all extra money to one bill to try to pay it off, then you can use that money to pay the next. It takes time and may look like you will never get there but please don't loose heart. You are in a hard situation and I applaud your strength thus far :D I hope these ideas were of some help. I also wish you and your kids the best.
2006-10-22 15:03:43 · answer #1 · answered by daggermouth 3 · 0⤊ 0⤋
Sounds like you need to first call in all the favors you can...help from family, friends, etc. You might also want to look into getting some "state aid", especially if you have a disabled child. I do wish you all the luck in the world, and hope that tomorrow is a brighter day...
2006-10-22 21:59:02 · answer #2 · answered by missapparition 4 · 1⤊ 0⤋
there is no problem if you have the house and the title and the car and the title and the checking account and anything you want to do, do it you can mortgage the house for a loan and have an attorney tell you how much to get so that you can weather storm til they bring him in and he still has to pay for everything that your doing now so, do it now and get the money to get a defender to get you family agencies to work with you and to help with the handicaps and your emotion can also be helped by inquiring for therapy and counseling too good luck
2006-10-22 23:09:35 · answer #3 · answered by bev 5 · 0⤊ 0⤋
well sheila if you are not to proud try your local welfare corporation and the local churches to see if they might be able to give you some assistance.
you might be able to try the salvation army or maybe red cross and they might be able to point you the right direction.
i hope that everything works out good for you and your family. i will pray for you. i have been married for almost 21 yrs now and i know that i would be in the same boat if anything were to happen now like that to me. have faith and t;he lord will send help your way.
2006-10-22 22:33:39 · answer #4 · answered by friend_too_listen 1 · 0⤊ 0⤋
I have no good advice, but I am so sorry for your trouble. This is silly question, but why aren't you getting alimony? You deserve a portion of his pay check in my opinion. He left you with nothing but debt and responsibility. YOU DESERVE BETTER. What goes around comes around tho so keep that in mind.Just keep up your good spirits. I want you to know that you are in my thoughts and prayers.
2006-10-22 22:11:13 · answer #5 · answered by sparklepup 4 · 0⤊ 0⤋
contact all your creditors explain the situation see if they will allow you to catch up over time, most when you explain the circumstances will approach your honesty and help you protect your credit. the key here is doing it as fast as possible. and contact the bank re your mortgage quite often they will forgive past do and just add it on to your principle. then when child support starts coming in, pay them down as quick as possible. also notify credit bureau of whats going on and what steps you are taking.
2006-10-22 22:12:13 · answer #6 · answered by redsyoungstud 3 · 0⤊ 0⤋
It seems that a lot of states offer 'emergency' aid to those that qualify, it is worth checking into.
Sorry to hear your situation and good luck.
2006-10-22 22:01:43 · answer #7 · answered by ? 3 · 0⤊ 0⤋
the only thing I could suggest is the Catholic church or your family,
there is also some local agencies that help out also,,
wish I could be of more help
2006-10-22 22:05:33 · answer #8 · answered by rich2481 7 · 0⤊ 0⤋