Can anyone tell me how to buget so I can afford a horse?

Question

I have been riding for five years and would like to buy a horse. I'm 15 years old, so I could work for minimum wage (about 7.50) I am looking for the cheapest horse to buy. I know this would be tons of work considering I'm in school and would need to work to pay for this horse. I don't have to worry about vet/farrier bills because my mom said she would pay for this. I really need help and advice to go about doing this. Advice on finding a good horse on a limited budget, finding time for riding, how much would I have to work if i have to pay a 300.00 boarding fee? Also, do you know of any horses for sale in Ontario, Canada under 2,000 dollars?

Answer 1

LOL trust me, pop this dream bubble of yours sooner rather than later. Even if you worked 40 hours a week, every week, you wouldn't be able to afford a horse. And while your mom would cover the vet/farrier bills, what about FOOD??? Horses eat a TON of food...

Answer 2

Wow, I remember when I was just like you. As you probably know horses cost a lot. Plan to earn $100.00 a week, this will give to board money and extra for farrier, tack, blankets etc. The board fee should cover the food and water. But you will have vet bills for shots, worming and injuries that may occur. I will be hard for you during the school year to have time for work and your horse. You should not be in a hurry to buy a horse. Sometimes thee are families looking for someone to take a horse the kids have out grown or are leaving to go to college. I am not familiar with Canada but around here "Ohio" we have several rescue places. They take in horses, care for them and get them healthy. One even does training with them. They sell the horses for minimal prices and use the money to rescue more. I would not try to adopt a wild horse. They require a very experienced horse person, lots of time and you can not keep them in a boarding facility at first.
I really hope you keep working toward your dream. As I said I was you at one time, now 30 years later I own a 40 acre farm, 9 wonderful horses and do rescue work and teach lessons. And it is worth every minute I worked to get here. Good Luck, If you want e-mail me if I can help you. [e-mail] :-)

Answer 3

Please do not go out looking for a cheap horse. That is the worst thing you can do. Horses are like other pets you get what you pay for in most cases.
Go to the local library and get a book on Horses. They will tell you what to look for when buying a horse such as stature, body form, and more. Dont get too old or a horse and you have to get one that has good form (some horses have a sway back, or hip problems, or leg problems). Get one that is maybe 4-5 yrs old because then they are broke and used to a new rider and has been around people.

Always ride a horse several times before you buy it and make sure you connect with the personality of the horse (just like getting a dog). It can be a good match or a bad one. Some horses like only men or only women. Generally, you can find out by riding the horse and spending a little time with him. Dont just go by the word of the person selling the horse (they can exagerate).
Learn about what you are buying before you buy and ask around what a good price to pay for the type of horse you have found. Ask at feed stores (they know alot) and 4-H clubs or even get online and search.
If you get an allowance, save every penny. Maybe you can mow lawns, deliver papers, bag groceries, or help people organize their garages, plant flowers in yards, shovel snow, wash cars, detail cars and more. Just to it around your schedule and have a calender with your work on it so you dont mess up. Be organized and save save save (hope you have your own account). Talk to your parents and give them your plan and see what they think. Make sure you have a well thought out plan on paper and I am sure they will see your responsibily and allow the purchase.
Impress them. Good Luck

Answer 4

If I were you, I'd adopt a horse. The adoption fee is usually less than 200$ for an unrideable horse, and no less than 500$ for a rideable horse. Be careful, though. Some of the horses there need an excessive amount of attention because of what happened to them to put them in an adoption service. I personally got my horse for free because I gave the 360$ I'd been saving to adopt a horse to the tsunami relief fund of 2005, and a very kind man gave his yearling to me. So I suppose you could try something heroic and hope somebody notices. And on the subject of $$$ for boarding, wait another year until you can get a better job, cuz at minimum wage, you'll be working such long hours that when you get the horse, you won't have time to visit it because you're working to pay off the boarding fee.

Answer 5

I paintings for a state company which serves men and women with developmental disabilities ( those incorporate matters like Asperger's Syndrome and Autism, as good as quite a lot of different genetic stipulations which purpose highbrow and developmental delays) and I survive my sister's farm. I even have started operating as a contract proofreader. State jobs are exceptional considering that you're employed a suite time table and feature weekends off, and the pay is more often than not lovely well. I get well advantages too- wellbeing, dental, existence, imaginative and prescient, a 401K, a pension, etc. Before I began right here, despite the fact that, I was once within the horse trade, at the leadership aspect, for over twenty years. You are correct that horse jobs do not pay good- actually, a few of them do not even pay you above the board. There's additionally no truly activity protection within the horse trade, and no protections in opposition to accidents. Most employers do not even present wellbeing coverage, despite the fact that a couple of of them have employees' comp. You can many times make a good dwelling if you'll be able to educate- driving teachers are in call for in a few locations. But even there, pageant is fierce, and the smaller avid gamers more often than not get driven out.

Answer 6

Well, you would need to work about 15 hours a week, because you want to budget in a little cushion, and taxes. 15 hrs a week, you'd be making $400 a month or so....
But that is ALOT to work if you also have a horse and are in school. Trust me, I tried it. Burned out real fast and had to work less.

Time wise, you are in school 30 hours a week, plus 15 at the after school job... I'll estimate an hour and a half of homework a night, and at least 10 hours a week at the barn. You are already at 62 hours a week.... a full time job and a half.... not to mention that you will want to spend way more than 10 hours a week at the barn and talk to your Friends.... You'll have to decide what takes priority and if you can handle that much. I would suggest half leasing, so you don't burn out. I know alot of people who try to do so much that NOTHING is fun for them anymore.

Answer 7

the best advice I can give since you live in Canada is adopt a PMU foal this way you know it doesn't have any vices and also give you the experiance of raising a foal, I understand that you want a rideable horse and you talked about boarding well this can give you both talk to the person that owns the boarding stable and talk to them about riding the other horses when their owner cant in exchange for your boarding and part of your feed costs since a foal doesnt cost that much in feed for the first year or so. also when you get older talk to your farrier and ask him if he could teach you how to do the trims there are always ways to keep your horse costs down I will say good luck and I hope that you can make your dream come true just remember horses dont have horse problems horses have people problems

Answer 8

Decide what you want to pay for the horse, divide that by how many months you want to save for it and that is how much you need to put aside every month to buy the horse.
bugeting will get you there if you put the money aside before your other expenses and do not touch it. Also, try to save enough to pay for the horses food for six months and you will need to stay ahead once you get the horse. I love horses but i would rather rent one when i want to ride rather than own, because i do not have the time it takes to care for one and believe me it take a lot of time.
Horses are social animals and need to be around their owners often to form a bond. you will also need to spend time grooming it. Good luck

Answer 9

First off, hope you are height/weight ratio. Don't see why a horse would have to carry around a fat/obese person.

1st off, things to go. Expensive clothes, junk food; IE no more pop buying and no more candy! Quit buying makeup! Don't buy any unnecessary items!


Save up your money for the next 5 years. That should give you a decent head start. Oh by then, you probably want the car instead of a bus to work. Or maybe attend college. So you would probably have to sell your horse.

Wait til you moved out on your own!

Nevada bureau land management auctions off horses to people who undergo a background check. These are wild mustangs/horses descents from the gold rush days and further beyond years.

Check for this link www.nv.gov look for the BLM website.

Answer 10

Well spend less money and you will have more to spend on the horse when you get it.