2006-10-22 10:46:34 · 8 answers · asked by charlesbrandon23 1 in Business & Finance ➔ Careers & Employment
Btw, I already have a job.
2006-10-22 10:49:33 · update #1
Stay out of debt. Don't get caught up in the "need" for stuff. Save, save, save, get your loans paid off, and live below your means. Get ona good budget that allows you to spend a little but focuses on saving. This way, when you buy a house, you have a huge down payment. You won't have to have a car payment, 'cause you can drive a POS while you're young and pay cash for a car once you've earned and saved for it.
I know this doesn't sound like a lot of fun, but you'll be seriously thankful in the long run.
Also, you should take this time to focus on the things that make you happy. Get involved in volunteer work you believe in, take up a hobby you have a passion for, learn to cook, or whatever. This will allow you to meet people other than those you work with, and become a more rounded individual as a grown-up. Get this stuff underway before you have bigger and bigger responsibilities. I was nothing but a housewife, and kids were my hobby when my hubby left. It would have been a lot easier if I'd had a foundation of friends and interests BEFORE I needed them.
PS: Looks like I'm not the only Dave Ramsey fan out there:) So if I were you I'd take that advice if nothing else.
2006-10-22 11:02:24 · answer #1 · answered by Katie Short, Atheati Princess 6 · 0⤊ 1⤋
Obvious get a job you like/love and work hard.
Pay off all your debt, fast.
Don't buy a house or car until you have real money saved.
Live on less than 1/2 of take home pay.
Put a way in IRA, Roth IRA, SEPA full amounts
next 8 yrs you'll have about 8 -10 million dollars in your retirement accounts at 60's.
visit DaveRamsey.com to learn what you didn't learn in college before the bankers get into your pockets and bed.
Write a GOALs list for yourself, you will not look back and say 'I should have' anything.
2006-10-22 11:02:43 · answer #2 · answered by Anonymous · 1⤊ 1⤋
1. Max out your 410k. Seriously. At age 55 you'll still have all your health and vitality and never have to work a day in your life again. You'll have the freedom to do whatever you want.
2. Max out your Roth IRA. See Answer #1.
3. Understand education is a tool. How it is wielded, skillfully or unskillfully, is still to be determined. Don't expect to be leading a department in the next 3 years. Almost assuredly, whatever job you get will have crappy work for the newbie. For the 8 hours a day you're there, treat whatever assignments you get as the most important work there is. You will get noticed.
3a. Never fail to point out to your boss the accomplishments you made, even if it was on that crappy assignment. Especially if it was on that crappy assignment.
4. Understand that the best way to open more opportunities for yourself is continued education. Consider hard going back to grad school. Think even harder about how someone else will pay for it.
5. Max out your 401k and Roth IRA - seriously.
6. Understand your limits. Save for grad school, pay off your debts, incur manageable debt if you want. Be sure to go out, travel, party, hang out. But never live beyond your means, no matter how tempting. Always remind yourself that.
6a. Volunteer. At least give to charity. It's time to start giving of yourself selflessly, if you haven't started already.
7. For the next few years you - your future - your life - are the most important things in the world. Someday you will have a significant other, kids, a family - then they will be more important. But not today. Today your future is paramount.
8. Learn personal finances. Learn about funds, stocks, learn the basics of investing, how to make your money grow. Eventually you will save quite a nest egg - making that money work for you, maximize growth with acceptable risk, will be your second job. Treat it like one. Prepare for it now.
9. Max out your 401k. Max out your Roth IRA. Even if you completely ignore everything else, do this. The next 8 years of scrimping will be absolutely nothing compared to 50 or 60 years of financial security. And if you waste this opportunity now, you will never have a second chance.
Good luck
2006-10-22 12:17:32 · answer #3 · answered by ZenPenguin 7 · 0⤊ 1⤋
i do no longer likely have faith in any of those claims. the guy wrote it in a seventeenth century variety english and the guy lived interior the nineteenth century. is senseless! A god would not prefer a human to translate something and to place in writing it down. He could make his own e book (or DVD or VHS). Now, that makes greater experience! additionally, you do know that the church modifies the BoM each so in lots of cases? what share revisions has it long previous by way of? there is not any reformed egyptian. Archeology would not help Joe Smith. No golden plates have ever been got here upon and by no skill would be. ~~~~atheist, serving the atheist schedule
2016-11-24 23:07:14 · answer #4 · answered by ? 3 · 0⤊ 0⤋
The real question is what are you interested in once you figure that out you can work off of that.
2006-10-22 10:59:46 · answer #5 · answered by Lexie 1 · 0⤊ 1⤋
You have a very high eight degrees of hard work to do... A big one per year...
2006-10-22 10:49:16 · answer #6 · answered by Anonymous · 0⤊ 1⤋
You could try getting a job !
2006-10-22 10:48:34 · answer #7 · answered by luv2fish 2 · 0⤊ 2⤋
get a job
2006-10-22 10:51:06 · answer #8 · answered by acid tongue 7 · 0⤊ 2⤋