2006-10-21 07:53:30 · 21 answers · asked by Rob W 1 in Cars & Transportation ➔ Maintenance & Repairs
Isn't this why people pay for insurance??? Or are you not insured and worried about getting in trouble with the police?
2006-10-21 08:04:22 · answer #1 · answered by Goofy Goofer Goof Goof Goof ! 6 · 1⤊ 0⤋
Yes you can offer to pay it out of pocket, but keep in mind, that even if you do that, the other person can still file a claim against your insurance. Some people are out to get anything they can out of people. You might want to have a statement notarized saying that you are paying for the damage out of pocket and that they agree that they will not pursue any claims against your insurance for any other money, such as punative damages or suddenly claim a fake injury to try to get more money out of you. It might not work with your insurance company, but if the other party decides to take you to court, you will have something to show the judge. Also, make sure you take a before and after photo of the damage and the repairs, and keep them for your records, that way they can't show a totalled car and claim you did the damage. Just be aware, some people will try to get every thing they can from you and protect yourself!
2006-10-21 07:57:30 · answer #2 · answered by hargonagain 4 · 1⤊ 0⤋
Yes you definitely can especially if you don't have 'no claims bonus protection'. Just be careful that the owner of the car you dented isn't seeing an insurance claim as a way to fix other dents that you didn't do. If she/he is a good honest person, she/he won't want to do a claim as it still effects their insurance ... even though it wasn't their fault.
2006-10-21 08:02:46 · answer #3 · answered by Druantia 3 · 0⤊ 0⤋
Of course. In fact most people would rather you paid out of you own pocket rather than go through insurance. Many insurance companies take a few weeks to sort small damages, and many use one repair shop that they get a cheep rate at which can extend the wait for a repair longer if that shop has a lot of work on.
Ring the owner of the damaged car, tell them you intend to pay out of your own pocket and tell them to to get you a qoute from their local repair shop. Get the qoute and if your happy with it, just tell them to go ahead and get ot fixed and address the bill to yourself.
2006-10-21 11:09:29 · answer #4 · answered by Ricky 2 · 0⤊ 0⤋
You can certainly elect to pay for the damage, but you "should" also inform your insurance company. Most policies state that they need to be informed of any "Damage" incident, regardless of whether a claim arises. Of course, if they don't pay out, your no claims will remain untouched.
2006-10-21 08:01:23 · answer #5 · answered by bobfleming25 2 · 0⤊ 0⤋
If an officer of the law made an accident report out, then no matter if you pay off the other party...you're gonna get penalized by the insurance co.
2006-10-21 08:16:20 · answer #6 · answered by skwonripken 6 · 0⤊ 0⤋
Yes but make sure he is happy about it and does not inform your insurance company or you could lose your no claims anyway , they only have to know that you were in an accident it does not matter who is at fault
2006-10-21 08:00:24 · answer #7 · answered by ? 6 · 0⤊ 0⤋
specific, you maximum extremely can. in certainty it extremely is in lots of cases the excellent concern if the wear is average, via fact the ensuing boost in coverage costs, might nicely be somewhat high priced over 3-4 years. you may locate that your extra (in case you have any on your coverage) is greater effective than the cost of the restoration besides. merely determine which you get 2-3 costs for the restoration to establish which you at the instant are not taken for a experience. you may additionally make a small grant to reimburse the different party for the further nuisance which insurers in lots of cases cope with, say 20GBP in spite of everything, in regulation, you ought to placed the different party interior the area they have been in till now you unexpectedly met them.
2016-11-24 21:27:25 · answer #8 · answered by bacca 4 · 0⤊ 0⤋
I done that before. Write an agreement of settlement, carbon copy with full details eg. place of accident, date and time, draw a simple map of the road wher accident took place, amount agreed as settlement and sign by both parties. He will keep yours signature and you keep his signature copy. Hope this is clear to you.
2006-10-21 11:20:19 · answer #9 · answered by Adsense$Profits? 3 · 0⤊ 0⤋
Yes you can but beware even a very small dent can be very expensive.
2006-10-21 07:58:26 · answer #10 · answered by Geordie57 2 · 0⤊ 0⤋