My wife and I both recently moved here from NC and thus both have NC ID cards. The bank is Bank of America. Thanks in advance fro any replies.
2006-10-21 06:23:29 · 12 answers · asked by TOm R 1 in Business & Finance ➔ Personal Finance
western union really isn't the best solution. I used to be a western union agent, and all they will do is cut you another check, and you'll be in the same boat.
other stores and check cashing places won't touch it, trust me.
if you have an active account with Bank of America, they will take ot for you, though you will have to wait a few days for the check to be verified. if you can live without the money for a few days, wait until you get your NY ID, and then you'll have no trouble.
2006-10-21 06:31:18 · answer #1 · answered by cirque de lune 6 · 1⤊ 0⤋
This isn't as big of a deal as you think. Go to a bank you have an account with. If you have matching funds in your account, you can cash it. Otherwise, you'll need to deposit it. Depending on the amount of the check, the bank may put a hold on it. According to Regulation CC, because it is a non-local personal check, they can put a hold on the funds for a maximum of 5 days, and give you $100 the next business day after you deposit it. If it's over $5000, they may hold it for up to 9 days. If they have any reason to believe that the check will not be paid, they can put an exception hold on for an additional two days.
If you do not have an account in New York yet, go to a Bank of America branch...they may be able to cash it for you, even though the check is from Florida. They should be able to access all Bank of America accounts, no matter what state they're from.
2006-10-21 12:22:11 · answer #2 · answered by centerstage 3 · 0⤊ 0⤋
Just go to a branch, show your id and cash the check. The benefits of having a national bank is that they can check his balance at that time so it's either in there and they cash it, or it's not and you save on bad check fees. There's many B of A accounts in NYC. In the future, you should open a B of A account so he can transfer money into your account without fees.
2006-10-22 07:38:22 · answer #3 · answered by coollady141974 2 · 0⤊ 0⤋
cash state personal check written father lawlive nyc check fl
2016-01-24 01:33:28 · answer #4 · answered by ? 3 · 0⤊ 0⤋
RE:
How do I cash an out of state personal check written by my father in law?We live in NYC and check is from FL?
My wife and I both recently moved here from NC and thus both have NC ID cards. The bank is Bank of America. Thanks in advance fro any replies.
2015-08-04 12:44:43 · answer #5 · answered by ? 1 · 0⤊ 0⤋
Go to the bank in which the check was written. (Bank of America) since your father in law has an account there they will be able to cash it.
2nd option - go to Amscot they will cash out of state check (but there will be a fee)
2006-10-21 06:32:58 · answer #6 · answered by cutetoes68 1 · 0⤊ 0⤋
Ahem, go to any Bank of America branch in NYC and present two VALID forms of identification and cash the check. Note: You will be required to provide a thumbprint when cashing the check, in case the check is not negotiable.
Voila!
2006-10-21 06:44:50 · answer #7 · answered by DaMan 5 · 1⤊ 0⤋
You can cash a check, no matter what state it comes from, at a bank you have an account with.
2006-10-21 06:24:42 · answer #8 · answered by penpallermel 6 · 0⤊ 0⤋
For the best answers, search on this site https://shorturl.im/avtZu
Sorry to burst your bubble but I deal with the public as a clerk and they have to pay. From the men who come to our offices, 4 out of 10 don't have any money on them but want to pay either by cash or by ATM card .. the women that come always have money on them, it's the men who irritate me the most. I am a woman and I prefer cash than a cheque. You were just coincidentally at the same time as those women paying with cheques.
2016-04-09 21:18:37 · answer #9 · answered by ? 4 · 0⤊ 0⤋
You can put it in the bank or go to a check cashing place
2006-10-21 06:24:54 · answer #10 · answered by Queen Chifawn 1 · 0⤊ 0⤋