What is "Credit score" ? why knowing your credit score in Yahoo is only available in the US ?

Answer 1

It is a way to determine if you are a good credit risk or not. It's a more complicated process than this, but here is a general idea:

Pay your bills late (or don't pay them at all) and your credit score goes down. Borrow money and pay it back on time (or early) and your credit score goes up)

Also, every time someone checks your credit, your score goes down.

Answer 2

It's not as hard as you think to raise credit score. It's a well known fact that lenders will give people with higher credit scores lower interest rates on mortgages, car loans and credit cards. If your credit score falls under 620 just getting loans and credit cards with reasonable terms is difficult there are many ways that you can use to raise credit score. but let me give only this three ways 1. Get a copy of your credit report Obtaining a copy of your credit report is a good idea because if there is something on your report that is incorrect, you will raise credit score once it is removed. Make sure you contact the bureau immediately to remove any incorrect information. Your credit report should come from the three major bureaus: Experian, Trans Union and Equifax. It's important to know that each service will give you a different credit score. 2. Pay Your Bills On Time Your payment history makes up 35% of your total credit score. Your recent payment history will carry much more weight than what happened five years ago. Missing just one months payment on anything can knock 50 to 100 points off of your credit score. Paying your bills on time is a single best way to start rebuilding your credit rating and raise credit score for you. 3. Pay Down Your Debt Your credit card issuer reports your outstanding balance once a month to the credit bureaus. It doesn't matter whether you pay off that balance a few days later or whether you carry it from month to month. Most people don’t realize that credit bureaus don’t distinguish between those who carry a balance on their cards and those who don’t. So by charging less you can raise credit score even if you pay off your credit cards every month. Lenders also like to see a lot of of room between the amount of debt on your credit cards and your total credit limits. So the more debt you pay off, the wider that gap and the better your credit score.

Answer 3

yes,available in the US..

Answer 4

Is this spam ?