How do we solve the healthcare crisis in the U.S?

Question

My family, like lots of other families in the U.S., has health insurance offered through an employer, but never meet the deductible and end up paying full price at the doctor. It's because the plan with the highest deductible takes less money out of your earnings each month, allowing us to pay our other bills and buy groceries (barely). The plan with the lower deductibles will save more money at the doctor but takes the most money out of your paycheck and in many cases cuts into our grocery bills and/or utilities for basic living. So do families like us have the insurance to begin with? In case something major happens, and a hospital stay is needed. I feel we are being robbed by paying the insurance monthly, and full price at the doctor. I had to see a doctor last week & I felt really bad after I went because now my son has strep throat. If I would have saved that money I would have had it to use for him. I know there are many out there in our situation. Thanks for reading this.

"Don't get sick"---no offense but what a joke. When you have school aged children they come home with some illness at least once every couple of months.

Answer 1

I TOTALLY UNDERSTAND WHAT YOU MEAN!!!! I want to quit my job and work at another that'll pay me 200 dollars more a month but with NO health insurance. I feel that I HAVE to have the insurance for my daughter!!! The insurance I have now is pretty low cost, about 100 dollars a month for two of us. I HAVE to stay at a place I detest just in case my baby gets sick!! What the hell is this country coming to??

Answer 2

It is a complicated mess that we are in at this time. The biggest problem is at the Federal level. Insurance and drug companies run the Government pouring money into the coffers of our elected officials. The people that we pay to run the country are without conscience for what is going on in the Country. Once upon a time the AMA was the enemy and Doctors made alot of money. Now they stand as the only Profession who in the last decade ;s income has decreased. The Hospitals especially in Urban areas
are in crisis. The so called Compassionate Conservative we have as President obviously has no compassion for the American People he serves. Paper work is another problem that drives off up the cost of Health Care and is a cost in excess. Some of the problem is we not only have to vote but call our Representatives out
on there performances. You can't expect a small amount of groups of people to change how the government runs. WE EACH AND EVERYONE OF US HAS TO LET THEM KNOW WHAT SHOULD BE DONE. CALL THEM-NAG THEM AND IF THEY DO NOT COMPLY MAKE SURE THEY DO NOT GET
REELECTED. We can only change this road we are on by telling those in charge; we are in charge. We have heard to long about Health Reform we have to tell them "It is Time".

Answer 3

I have another problem: I always meet the deductible, but I pay a lot more out of my salary for this plan every month. They get you either way.

I don't know what the answer is. But for Capitol Hill to agree there actually IS a problem would be refreshing. Last time Universal healthcare went before congress, idiots like Rush Limbaugh got on the radio and started calling the fact that Democrats were trying to get "socialized medicine" the "healthcare debacle" and NOT the actual problem they were trying to address. (But we all know the man loves illegal prescription pills.)

The insurance and healthcare problem is like alcoholism. We HAVE to admit there's a problem. Without that, the problem will never be fixed.

Answer 4

America's national health care plan? Dont Get Sick!!
No but seriously you are right. With all these new drugs and expensive new procedures it is driving up the cos t of medical care big time. Since we have an epidemic of diabetes vaused by an epidemic of obesity I say we need a very steep tax on junk foods just like we do with cigs and alcohol. This would create huge revenue which would help pay for the problem and hopefully lower junk food obbesity.

Answer 5

In our case here in the Philippine setting, most of the people here don`t have health insurance so they have to take good care of themselves. You can still avail your health care plan but not through an employer or HMO`s. They really robbed off your money. You are paying taxes for health care so, why the employers?You don`t need them so long that you take good care of the health of your family.

Answer 6

I think the insurance companies should be non-profit entities. If you think about it Most doctors do not earn as much as the executives running the insurance company. Next, we Americans need to take better care of ourselves to avoid going to the doctor in the first place.
The idea of national health care sounds nice, but you still pay for it via taxes and receive bad service. Ask any Canadian who has ever used their health care system....they wait and wait and wait.

Answer 7

I pity America for the state of your healthcare system - here in Australia the situation is thus that everyone not able to afford medical insurance has access to good state-paid medical care.

How to fix the situation - send a message to your country's political system and STOP voting in the fools who feel that military expenditure and conflicts are more important that caring for the well-being of its own citizens.

Answer 8

oh god i think if i hear another get the governemnt involved i think im gonna hurl. look no further than great britian or canada if you want to see how horrible an idea that is. HEY LIBERALS...BUSH HAD THE RIGHT IDEA...with the tax free heallth care savings plan...pre tax dollars for health care benefit. the idea is tax less with employer incentive. the less liberals that get in the way the more it will take off...give it time.

Answer 9

complete healthcare overhaul....privatized healthcare cant just be changed at a flick of a finger...there are thousands of insurance companies.....and hospital charge really high.....so it is a vicious cycle....insurance companies charge us...more..to compensate for the increased health care expenses. there should be a better way than resorting to the healthcare system of canada

Answer 10

no longer something. the significant's that that's f'ing high priced to maintain a inhabitants healthful, quite because it a while. each pill, each well being practitioner's pass to, each medical care, each attempt, all of them cost money. the U. S.'s life expectancy has boost by way of 30 years over the final century. the place somebody who had a heart attack one hundred years in the past could in lots of cases die, at present they could pass to the well being center, according to hazard have pass surgical technique, and be on pills daily for something of their life. lots greater high priced. despite the fact that if, there are some issues that would help save costs down, jointly as no longer stifling innovation or enable an incompetent and corrupt government to snatch much extra money and power. a million. coverage being merely that. coverage. It shouldn't pay for verify ups, it is going to no longer pay for 10 greenback prescriptions, it is going to no longer pay for many assessments. are you able to think of how high priced automobile coverage could be if it paid for all maintenance with reference to the automobile? coverage ought to be paying a extremely small volume each month so as that if something serious occurs to you, you're coated. 2. permitting people to die at domicile. a great volume of money is being spent to maintain older people alive in for merely yet another few days or perhaps weeks. that money provides up, and, somewhat frankly, we won't have the money for it. It sucks, yet all of us die. permit it take place. 3. Crackdown on frivolous courtroom circumstances. i do no longer have faith a cap on them will extremely help, and it specifically punishes people who do have a actual criticism. What i could prefer to make certain is fines on people who report frivolous courtroom circumstances, and enormous fines on the regulation companies that report them. Now how we decide what's frivolous and what isn't is questionable.