I made an error on a check and went over my cash advance limit. I then tried to rectify it plus fees to my university (wrote a new check that is WITHIN my limit). The credit card company cancelled the SECOND check wrongly and gave me a credit. Three days ago they REASSESSED the fee. I called and the first person I talked to told me that the supervisor came and decided that I SHOULD be assessed the fee and reinstated it. Then I talked to the supervisor and they said my school (university of michigan) attempted to run the RETURNED check again. My school is telling me I don't owe them any money and that the check hasn't been returned. All they have assessed me is the first check that was over the limit (which suprise suprise, they didn't try to run through again after it was returned)..so someone is making a mistake.
What do I do??
2006-10-20 11:41:29 · 4 answers · asked by existenz48162 3 in Business & Finance ➔ Personal Finance
Edit: I meant to say that they refunded me 29.00 for the mistake THEY made. Then when I called after the reassessment they said they didn't make a mistake the first time. Why refund me money if they didn't make a mistake?
2006-10-20 11:43:10 · update #1
It's a cash advance credit card for my payment of tuition to my school. Not a checking account.
And yes, you do need a checking account if you don't own a business.
2006-10-20 11:53:15 · update #2
How do I place a stop payment?
2006-10-20 11:53:35 · update #3
Place a stop payment on the check.
Also, stop payments are only good for 6 months, so you may need to place it again. Although, checks older than 6 months are considered "stale" and should not be paid anyway.
2006-10-20 11:52:32 · answer #1 · answered by KQ 2 · 0⤊ 0⤋
to place a stop payment on the check, contact your bank. you'll need to know the date of the check, the check number, the payee, the amount of the check, what check number replaced it, or will be replacing it, and why you want it stopped. they will charge you a fee...probably around $30, but it's worth it if you don't want it to keep haunting you.
2006-10-20 19:22:36 · answer #2 · answered by centerstage 3 · 1⤊ 0⤋
Money Order??
2006-10-20 19:03:20 · answer #3 · answered by newyorkgal71 7 · 0⤊ 0⤋
I suggest you to cancel all your checking accounts.
If you don't have a business you don´t really need a checkbook.
2006-10-20 18:49:20 · answer #4 · answered by Anonymous · 0⤊ 2⤋