You have to lend him money each month and you have even contemplated hiding moeny from him or lying to him about how much there is in the jint account so he can't spend it!
2006-10-20 02:07:46 · 15 answers · asked by ? 6 in Family & Relationships ➔ Other - Family & Relationships
We live together so have a joint account for bills etc. Seperate accounts for our own moeny.
2006-10-20 02:13:28 · update #1
Some people have either horrible habits they spend money on or just flat out are not good at it. Sit down and talk to him about your current finances and why he needs to cut back. I have that problem myself, and i dont take drugs or drink so whats my excuse?? I just suck with money.
2006-10-20 02:10:21 · answer #1 · answered by bibby6914 3 · 0⤊ 0⤋
Either keep him or leave him (if this is a big problem to you). In case you decide to keep him: you will have to tell him (unfortunately) that he can spend X amount every day and that you are not giving him any more. Some people are like that, not like they are gambling & such but they have holes in their pockets, they like to get whatever they like without thinking of tomorrow. It is charming sometimes, this reckless behaviour BUT you can either take it & handle it or not.
Handle it might be: taking all his money and giving him a certain amount on a daily basis, it will be you handling all the accounts (like rent: if you give it to him he might spent it on a watch or sth!) and being responsible for whatever has to do with money .
Get a calculator honey & good luck!!!!
2006-10-20 02:26:02 · answer #2 · answered by marissa 4 · 0⤊ 0⤋
My sister had the same problem with a guy she was with. He was a great guy but was so irresponsible with money. It's not that he didn't care about saving for things but he just didn't have the willpower or the skills to change. Irresponsibility with money is usually a symptom of irresponsibility generally. It was a huge decision for her but my sister left the guy in the end (after being together for 5 years) because he just couldn't grow up and take responsbility for anything.
I guess that what you do depends on what he thinks about it. If he thinks it's a problem and wants to change, stick with him and help him learn how to change. But if he doesn't think it's a problem and doesn't think he needs to change, I would not entertain the thought of being in it with him for the long run. He's not going to change his behaviour if he doesn't want to and this is not necessarily one of those things that he will just learn over time.
I know a married man who is ridiculously irresponsible with money, to the point that, when his wife went away for a few weeks and left him home with the kids, he spent the money for their football gear on drinking and gambling and the kids couldn't play football. After this sort of behaviour for years, she won't even leave him alone for a weekend because she is so worried about what he would do. I can't say that's the sort of relationship I would want with my partner.
BTW if you just lend him money when he needs it instead of making him take responsibility for his own money, he will never learn responsibility.
2006-10-20 02:10:27 · answer #3 · answered by mel 3 · 0⤊ 0⤋
If you are sharing a joint account and he continues spending, he needs to be put on some sort of allowance. He needs to realize that bills come first. You need to be firm about this because hes on his way to dragging you down as well.
2006-10-20 02:10:31 · answer #4 · answered by JC 7 · 0⤊ 0⤋
He's just a boyfriend and you have a joint bank account with him? Whoa, mistake #1. Second, why would you want to be with a man who can't save money? That is a sign he is immature and irresponsible. Dump him and move on.
2006-10-20 02:10:07 · answer #5 · answered by Rachel 7 · 0⤊ 0⤋
I would have separate accounts. He will learn to manage his money better or go hungry. You are kinda spoiling him when you bail him out of a bind each month. He rely's on that and knows you will give him the money, so he does not learn anything. Its ok to help him out or he helps you out, but he's taking advantage of you. What the heck is he spending the money on?
2006-10-20 02:25:33 · answer #6 · answered by dd 4 · 0⤊ 0⤋
Don't lend him money...what's he spending it all on? Get your own account for the money to spend on your own bills. And if he can't pay for HIS own bills, them move on...sounds like you're funding his recreational activities, and paying the bills...
2006-10-20 02:22:29 · answer #7 · answered by angeleyes 4 · 0⤊ 0⤋
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2016-10-02 12:03:55 · answer #8 · answered by ? 4 · 0⤊ 0⤋
Close the joint account and don't lend him money. Oh and yeah...TELL HIM TO GET HELP!
2006-10-20 02:10:26 · answer #9 · answered by Yasmin H 3 · 0⤊ 0⤋
He would have to get a 2nd job to help himself financially and I would NOT have a joint account with him.
2006-10-20 02:10:00 · answer #10 · answered by Mean Carleen 7 · 0⤊ 0⤋