in may we were at my then fiancee's ( now husband) place that he boarded his horses at and my daughter go t her ear bit off by one of them. The guy that owns it says he isn't responsible even though it was his property it happened on and he was charging to board the horses, but the horses belonged to my fiancee. The owner of the land did not have a livestock waiver for medical on his homeowners insurance. Can we still sue his insurance comapny and him. My insurance paid for the initial surgery but will not pay for the reconstructive as it is considered cosmetic. She is only 8 and now has disfigurment and scars from the skin grafts.
2006-10-18 11:58:13 · 3 answers · asked by Martha S 4 in Politics & Government ➔ Law & Ethics
So your husbands horse bit your daughters ear off and you want to sue the person who just gave the vicious animal a place to sleep?I would sell all i owned to help my kids. But i don't think i could try to sue an innocent person.
2006-10-18 12:03:31 · answer #1 · answered by carolinatinpan 5 · 0⤊ 0⤋
You MIGHT be able to pursue a claim against the insurance company. I'm not sure whether a jury would agree that this is "cosmetic", as it is the kind of disfigurement that can potentially cause a lot of emotional trauma in the coming years.
Unless you could prove that the landowner did something unreasonable that caused the horse to bite (I haven't a clue what that might be), he's not liable for this.
It's your insurance, if anyone, and may not be anyone.
2006-10-18 19:09:04 · answer #2 · answered by open4one 7 · 0⤊ 0⤋
You definitely have a case against the owner of the horse. But do you really want to sue your husband? If so, file a claim with your husband's insurance carrier. (His horse was insured, right?)
2006-10-18 19:09:23 · answer #3 · answered by Harvie Ruth 5 · 0⤊ 0⤋