how much would you recomend saving up before a baby is born?

Question

just wondering if I have enough yet:)

Answer 1

If you have the means, go for it. My hubby and I did not save up for our twins. We just got pregnant and dealt with the finances the best way we know how to.

Some couples are able to save, in theory this is a good thing, but in reality, saving for a baby or babies usually never happens.

Hope this helps you.

Answer 2

That's a tough question but its good that you are thinking about it. Unless you don't have insurance and will be paying for the prenatal/birth/postnatal/and ped bills, the only things you'll pay for all at once is furniture/clothes/and newborn baby supplies like baby bath, bottles, etc. Diapers, Wipes, Formula, baby food, etc. will be dispersed over time. Go pricing the things you'll need when baby is first born (crib, car seat, stroller, etc.) if you have enough for that and have a good stable job and a stable relationship, I say go for it. While being financially secure/stable is extremely important so is being emotionally secure and stable. Children will exhaust you emotionally, physically, and financially but its well worth it! Good Luck!

Oh yeah: you need to make sure that you can survive with just one income coming in without dipping into savings too much and if your spouse is planning on returning to work after baby is born make sure you can afford day care.

Answer 3

at less have a nest egg of 5,000.00 or lower. but have a nest egg. have enough in savings that you can go for a few months on all of your bills. Baby's are so expensive I can't even tell you and stock up on diapers now. go through all stages. diapers and formula are the two most expensive. and then when they start eating the baby foods not to cheap either. Good luck!

Answer 4

Like someone else said, you will NEVER have enough money to care for a child. But you should always have at least 3+ months of your earnings in a savings account for a rainy day.

Answer 5

Enough so that you feel comfortable on one income for as long as possible.

NICHD research, ongoing for decades, has found that separation from mommy of more than 10 hours a week in the first year causes social problems, high levels of aggression, higher disapproval from daddy, detachment from mommy, school problems, higher levels of depression and anxiety.

There are also plenty of problems for kids who have to separate from mommy before age 5. More of the stuff above, deeper, longer lasting.

The researchers have found this cost of day care happens to the child whether the subsitute caregiver is daddy, grandma, or mary poppins. The child evolved to need his mommy's milk and arms, and without it, he is stressed. Stress hormones literally flood an infant's brain when she/he is away from mommy. This flooding impairs learning and puts the child at risk for anxiety and depression disorders. Also, when mommy is not reliable - that is, doesn't come every time the baby longs for her - a large percentage of children become detached from their mothers. This is very dangerous. This danger is also heightened in day care because many use many subsittute caregivers through the first 5 years of a baby's life. This is a recipe for creating a sociopath.

Infants and toddlers must attach to one person to develop optimally. We are mammals, primates, and this is simply how we've evolved. The cost of day care is way too high for any child to bear, let alone mommy and daddy.

In the first year of life, babies must have one person who always responds to them. In this way, they learn that life is good and mommy (that one person) is reliable. When this stage is successfully negotiated, the baby can go on to all other emotional tasks with a solid underpinning. Without it, each successive stage is difficult, because the foundation of trust and general well-being is not there.

Answer 6

you should change your name. when i saw it, it made me not want to answer your question because how serious of a question could anyone ask with that kind of name.

i am only answering because if you are as your name states then you need as much help as possible.

the answer is as much as possible! the good diapers are almost $20 a bag! and when babies poop and pee 12 times a day one bag doesn't last very long.

Answer 7

Babies/Kids are VERY VERY expensive......Each year the cost raises, and there are differing factors that play in to affect. Check out this website, it's a calculater that helps determine your factors, etc. Good luck!!

Answer 8

If you want to have a baby, have one now.

You will never have enough money or the right job or the right place to live or the right vehicle.

Answer 9

10 million

Answer 10

as much as you can also look on the internet for any free samples of baby products it's good to plan a head. stock pile.