I don't even know what he spends on, but we never have enough money to pay bills and save some too, it's one or the other. I have tried talking to him, but he is convinced that I am nagging and that he only buys necessities. He thinks we should get second jobs, but I don't want it to have to come to that...any suggestions?
Thanks for any help!
2006-10-17 12:04:21 · 5 answers · asked by ME 1 in Business & Finance ➔ Personal Finance
I think the best start is for a month break down where the money goes...Document everything...People are often surprised at how much they spend for "junk"...Then ask him to either justify the expenditures...Or ask him e.g."we went for dinner for $200 each time for four times this month, do you think it was worth it or should we go only once a month", etc.
2006-10-17 12:18:48 · answer #1 · answered by feanor 7 · 0⤊ 0⤋
My fiance, now husband used to be real reckless with his money...I put him in charge of everything. I quit my job(I don't recommend you go to that extreme) and being he is the bread winner...you take care of ALL finances/household expenses and bills too. And don't be late either! For 10 months, he has been trying real hard and we are getting by. The points I tried to stress is that if you are late...it goes on your credit rating and that is the whole story, my friend.
He needs to buckle down. If you two are having troubles managing $ now, before you get married...it only will get uglier after you are married. Nip 'er in the bud, now! Money is the root of most marital problems and sometimes end in divorce. Get him in control or the job will be twice as hard after you get married. Good luck to you both!
2006-10-17 19:17:20 · answer #2 · answered by All 4 JR 5 · 0⤊ 0⤋
Draw up a income statement. Show how much income you both have and show where your expenses are going to including cash withdrawals. If you have a negative number after a month, this might convince him to stop spending so much. 70% of divorces are caused by not having enough money.
2006-10-17 21:03:49 · answer #3 · answered by Steve R 6 · 0⤊ 0⤋
that's a scary issue. here's some articles that might help you find a way to compromise. You also might want to visit a for fee financial consultant (for fee means they simply charge you a fee & don't make their money off of commissions from what they sell you) and have him/her help you two draft a doable budget and set some financial goals.
2006-10-17 19:11:24 · answer #4 · answered by low_on_ram 6 · 0⤊ 0⤋
start hiding his money, so hell think he has even less than what he really has, so hell spend a little less
2006-10-17 19:08:09 · answer #5 · answered by Anonymous · 0⤊ 0⤋