*2 Judgements pending
*Total debt owed approx. $32, 000
I just financed a new vehicle ($17, 000, included in total), which I plan on paying outside of the other debt
*My gross pay is approx 21, 000
2006-10-17 09:15:36 · 6 answers · asked by MsLadie 3 in Business & Finance ➔ Personal Finance
Here's a thought. Marry someone with money! :) Yea I know it's too late. Sadly you make 21k, which is amazing b/c you managed to finance a 17000.00 car. I hate to think what those payments are since it sounds like your credit is weak. Likely you have your car financed by a mickey mouse rip off financial company. Or a buy here pay here dealership. Bankruptcy is and always should be a last resort. You sound young so the bad credit will be on your record for at least 10 years. Is it worth that?
2006-10-17 09:24:36 · answer #1 · answered by kam_1261 6 · 0⤊ 0⤋
Yes file before marriage. Lenders will look to your mates credit history and income and can leave you out completely, but not if you filed while married. He or she is dragged into it also. Make sure you have a mate you can trust and knows of your situation.
2006-10-17 09:20:54 · answer #2 · answered by Anonymous · 0⤊ 0⤋
i'm not sure if there's a distinctive regulation for various states... yet my ex filed mutually as we've been nevertheless married and it did not impact me or my credit in any respect.. So i could say no.. i could ask your BK criminal professional just to be risk-free... stable luck..
2016-11-23 16:18:26 · answer #3 · answered by Anonymous · 0⤊ 0⤋
try consolidating your debt, bankruptcy isnt as easy to file as it used to be. things have changed, if im not mistaken you can't just dismiss all debt (chapter 7) only under certain circumstances, check w/ the trustee in your area to inquire
2006-10-17 09:26:31 · answer #4 · answered by Say It Again M'am 3 · 0⤊ 0⤋
the laws have changed you cant just clam bankrupt just because!!
2006-10-17 09:18:10 · answer #5 · answered by Big R 6 · 0⤊ 0⤋
no
2006-10-17 09:17:43 · answer #6 · answered by KJ M 2 · 0⤊ 0⤋