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I've been seeing these commercials about ING DIRECT and today I received a mailer from them. It seems simple enough but I can't help but think there's some hidden catch or charges (maybe to withdraw money??) If you've had personal experience with them, how as it been? I'm leery...

Any info would be great. Thanks!

2006-10-16 13:11:55 · 8 answers · asked by Kate 3 in Business & Finance Personal Finance

8 answers

I've had a savings account at ingdirect.com for two years. They are legit. All you need is a checking account that links to the savings account. That's all! No fees, higher interest rates than most, no minimums. The only catch is once you deposit into the account you can't withdraw it for ten days, or somewhere close to that.
If you have questions, visit their website, and call their 800 number. They have excellent customer service!

2006-10-16 13:17:39 · answer #1 · answered by financialguru 2 · 1 0

I've had an account with them for a few years and they really have no fees.There is no drama.They only issue is that if this is the only savings account you have and you need the money right away it's gonna take a few days to see it in your regular bank account.But other than that it's pretty great.

2006-10-17 13:14:51 · answer #2 · answered by flexduty 2 · 0 0

If you EVER have ANY doubt about a Bank or Insurance company, call your state office of Banking and Insurance Regulators. Your local seenator's office can help you find the number.

But, honestly, I think that ING is on the up and up!

2006-10-16 13:38:57 · answer #3 · answered by thewordofgodisjesus 5 · 1 0

Ing is the 11th largest company in the World according to Forbes after Citigroup, GE, BOA, AIG, HSBC, Exxon Mobil, Royal Dutch Shell, BP, JPMorgan Chase and UBS.

2006-10-17 03:03:55 · answer #4 · answered by Anonymous · 0 2

ING is one of the largest banks in the world. I don't think you have anything to worry about.

2006-10-16 13:29:41 · answer #5 · answered by gmpcmiller64 2 · 2 0

Totally legit since they have FDIC insurance.

2006-10-17 15:31:33 · answer #6 · answered by Steve R 6 · 0 0

all banks are not legit....thay take your money and lend it to others at higher rates than what they pay you...

OWN SHARES OF THE BANKS!!!!!!!!!!

2006-10-16 13:24:44 · answer #7 · answered by Rix T 2 · 1 1

they are legit

2006-10-16 14:37:56 · answer #8 · answered by derek 4 · 1 0

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