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im really scared cause of my husband being sick

2006-10-13 14:44:44 · 4 answers · asked by Anonymous in Business & Finance Personal Finance

4 answers

The Government has created a portal to help individuals who need benefits because of life events (from food stamps to medicare to other government assistance programs).

Visit http://www.govbenefits.gov

Use the drop down button
DO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?
Choose the life situation best applicable to you and then see if you qualify for the available government assistance.

Forget grant money - there's hardly any money for individuals. Go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov - these are two sites created by the federal government to provide transparency and information on grants. But you'd be hard pressed to find any grant that would support individuals.

The government is NOT in the business of giving away free money for the sake of giving away money. Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.

There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

2006-10-15 03:55:24 · answer #1 · answered by imisidro 7 · 0 0

A government grant for what? And how does this relate to your being scared of your husband being sick

2006-10-13 21:53:14 · answer #2 · answered by Bama 5 · 0 0

Hi Marie_641,
Try a Pel grant you don't need to pay these back ( low income).
Check online for your state-gov.com also you can rearch grants at your local library or online.
If you husband is sick & you will be the bread winner that might be a different story, you really didn't say except you scared that your husband is sick. Good luck & have a good day!

2006-10-13 22:01:47 · answer #3 · answered by dousmokedoobies69 6 · 0 0

First you need to determine what you want a grant for. Grants are usually funded by agency (e.g. Health and Human Services, DARPA, Homeland Security, Dept of Justice, etc.. You could start with www.grants.gov. Of course, you have to respond to the grant with a proposal for how you will spend their (our) money to meet the requirements of the grant.

2006-10-13 21:52:30 · answer #4 · answered by profitmessenger 2 · 0 0

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