How are young professionals supposed to live without living in poverty??

Question

Money goes on rent, bills, council tax, car insurance,travel to work! its not like im spending it down the pub! how are we expected to cope. I dont wanna get a loan as i believe i will end up worse off in the long run! what do i do to get by without nearly sinking every day/week/month???

Answer 1

It all depends on three things. Location, Location, Location. That is why I am moving from Maryland and going back to Chicagoland area. Too expensive locale that I am in now. I do have a slight advantage though and that is my job and salary are comparable across the country.

Answer 2

do you have a flatmate ?a loan may not be a bad thing if you use it to pay off debts , car , pay a years worth of insurance whatever . the trick is not to get a small loan many people think that a loan for a few thousand will be fine , but then they are in the same position only now with a bank loan so that's worse . get a loan for a large enough amount as to pay all your debts off and still have money to put in the bank to cushion your loan payments .

Answer 3

I was below the poverty level.
I started working part jobs along with my low paying full time job.
For years, I worked 12 hours a day for 7 days a week. I saved and invested
I escaped the Democrat Plantation and ended up with a good life.
Good luck.

Answer 4

Get a better job, or get a second job. Decrease your bottom line. How is it that I was able to buy a 120,000 house making 14.50 an hour at a retail store?

I have had it for a year. Still going good.

I would reccomend never using credit cards. They are a tender trap.

Answer 5

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Answer 6

Hard to get by in the first few years, that is very true.

Normally, things ease up when you share expenses, and start earning promotions.

Don't get a loan, simply tighten your budget. It will improve, you'll see. Keep your eyes open for better opportunities and vacancies too...Hang in there...

Answer 7

I done it - why can't you? Everybody has to start at the bottom and work their way up. If you live in USA, you'll understand my first engineering job earned me $3400 a year! And that's working for thew US Gov't. As somebody said, life is not a bowl full of cherries....

Answer 8

im in the same boat, try to save, and look at other expenses that are not a ness. like cable, cell, phone.
I cut cable and phone and moved with roomates so other expenses are split.....

i use only cell, and laptop for communication only, and the power of prayer goes a long way. and beliveing in god that he is a true provider when it seems we are under water.

goodluck

Answer 9

Buy a bunch of lottery tickets and pray.

Answer 10

You are not supposed to live, you are supposed to work