Medical Bill Judgements?

Question

My mother died a year ago due to complications related to a stroke. My father's insurance capped out at $125k. The hospital has summoned him for $8k. He is retired on a fixed income and cannot pay. Someone told him to file bankruptcy which I'm against. He's very upset by this. Can the hospital put a lien on his home (he's still paying on it)? Do I make my father get a part-time job or sell my mother's old car? The car is only worth about $2500.00 maybe $3k tops. Any serious advice is greatly appreciated.

Answer 1

I would appeal to the hospital directly to see whether they will accept any kind of settlement. If you sold your mother's old car, and could get the $3000, would they accept that? I believe the hospital can put a lein on the house, but won't go that route if he is making payments. Even if he could pay $67/month, he would pay off the entire $8000 in 10 years. The number one reason people file for bankruptcy is medical bills, which is a shame. If you end up going that route, amke sure you understand all the implications for things that could come up in the future. I know my insurance carrier checked my credit before selling me insurance, so that's an example of things that could haunt him with the bankruptcy.

Answer 2

Go to the hospital billing and see if they have a program that will take care of the rest since he is on a fixed income. Most do or they can refer you to one that does. Don't sell the car unless you want to. There's really nothing they can do except report it to the credit bureaus. You might also want to check health and human services for a program.

Answer 3

1) Negotiate with the hospital for $0. Hell, they already got $125,000!!!!!!!!!!!

2) If they won't come from $8,000 to $1,000, then you need to take this story to the local news and see what happens when you shed a little light on the "roaches".

3) When negotiation fails, a little public embarrassment has been a great measure to make creditors rethink their stance on certain "debts".

Good luck.

Answer 4

the only required notification is to the handle you provided once you have been taken care of. in case you have been legally served at that handle, no count in case you certainly won it or not, the court docket can and could concern a precis judgment in desire of the creditor once you do not teach in court docket.