is it fraud if you recieve gift cheques from a private company in another country, and you send the money out after cashing it via western union money transfer? which parts of it are fraud if they are fraud? please explain in detail if you can.
2006-10-11 16:24:14 · 15 answers · asked by psymon 2 in Politics & Government ➔ Law & Ethics
nope
2006-10-11 16:25:08 · answer #1 · answered by KingJames1973 1 · 1⤊ 2⤋
Its not really fraud on your part, but it is probably fraud on the senders part. Lots of time these are not legitimate checks. You cash them against your account (or using your ID with your personal info on it) and they look good at first so you get the money. You send it to the person out of the country and they take your money and run. Then the checks come back as "bad" after a few days and YOU are the one stuck paying the money back to the bank or check cashing place or whatever....and if you don't you can get sued and into a LOT of trouble!! Do not fall for this, it is a SCAM and you will not receive a dime despite what they tell you!! Even if someone gives you cash, once everything goes through the system you will have to pay it back and alot more!!
2006-10-11 16:28:52 · answer #2 · answered by cadodevine 3 · 3⤊ 0⤋
Let me get this straight. Someone sends you gift cheques. You cash them and send the money to someone else?
It is not fraud as long as the cheques are not stolen, altered or counterfeit and you are the payee of the cheque. You will be liable for them if they are not honored by the paying financial institution. Your bank will go after you as you are the last to endorse the cheque.
It sounds like a scam. Why would someone send you cheques to cash? Why don't they cash the cheques themselves and save the cost? (I assume you get to keep some of the money.) Be careful. I think you're going to get burned. Talk to someone at your bank or to a law enforcement officer.
Good luck.
2006-10-11 16:34:00 · answer #3 · answered by ssbn598 5 · 1⤊ 0⤋
Okay, let's analyze that first sentence. In that first sentence we have the words, "gift check". "private company", "money", "Western Union" and "money transfer". Just those words used in one sentence makes little bells go off in my head. Ding! ding! ding! ding! ding! ding!. Hey! I bet somebody's trying to screw me out of some of my hard-earned cash. I don't quite know what's goin' on here but it don't pass the old smell test. C'mon, this is a twist on the old Nigerian 4-whatever scam and suckers been falling for this thing right and left for years. Now I axe you, why would anyone in their right mind send you anything of value cold? If the "gift cheques" were of any value, which they ain't, what's stopping you from just using them and ignoring the person who sent them to you? After all, he's in NIGERIA!!!! What's he gonna do??? If I received anything of value from a complete stranger it's mine, plain and simple. It's like receiving an item in the mail you didn't order. The law says you can keep it. You don't have to send it back. Hope you didn't lose too much bread, but them Nigerians are clever folk, and I always get a few chuckles when I hear one of these stories. It was PT Barnum who said, "there's a sucker born every minute..."
2006-10-11 16:48:52 · answer #4 · answered by Anonymous · 1⤊ 0⤋
the gift checks will be either fake or stolen, and after you do it, they will discover it, call the police and try to find you.
You have already sent the money that can't be traced or gotten back.
This is a version of one of the oldest internet scams out there.
There is no reason to pay you a fee, they can cash them in thier nation, or merley make arrangements with the store to mail them to them to cash.
They are playing on a persons lack of understanding of international banking, the beleif that some nations are all third world nations with no banks or ability to do things like this, and then greed, the idea they can make money don't nothing
2006-10-11 16:53:08 · answer #5 · answered by Anonymous · 2⤊ 0⤋
Yes its fraud. I just saw it on TV yesterday. They send you a check and when you deposit it you're supposed to send them a check to pay for taxes or whatever. And then few days later you'll find out that the check that they sent you is forged and you get screwed.
2006-10-11 16:32:17 · answer #6 · answered by naughty_sharky 3 · 2⤊ 0⤋
Don't tell me, they contact you through an email. Are they from Africa this time, or Europe?
The money orders will go through your account, then a month later, the bank will be wanting their money back. A few people have fallen for this trick. But yeah, it's bogus. Don't fall for it.
2006-10-11 16:33:46 · answer #7 · answered by Marleaux 3 · 2⤊ 0⤋
yes it is. They get you to send money to them thinking the the ck is good then it bounces. You are on the hook for the ck at western union.
2006-10-11 16:31:42 · answer #8 · answered by Tedi 5 · 3⤊ 0⤋
This is classic SCAM, it turns out that the checks are counterfeit. Google the bank name call them to verify.
2006-10-11 16:28:00 · answer #9 · answered by lobo 4 · 3⤊ 0⤋
sounds like a transaction... unless you are suggesting that the gift checks are unauthorized
2006-10-11 16:27:10 · answer #10 · answered by Anonymous · 0⤊ 0⤋
It's all fraud.
The money orders are potentially counterfeit
2006-10-11 16:25:54 · answer #11 · answered by Anonymous · 2⤊ 1⤋