Just need to no who has to pay for damages, dont landlords have insurance for this . It was an accendent i have an electric stove an i'am use to gas i left a pan of bacon grease on the stove an it caught on fire while the burner was cooling down i grabed the pan trying to throw it out side an burned my arm then droped it on the carpet burned the carpet to who has to pay for it me or the landlord dont they have insurance for that to pay for it..
2006-10-11 06:39:20 · 12 answers · asked by captain_ronl 2 in Games & Recreation ➔ Card Games
If you have renters insurance then it will cover the damage. Read your lease agreement. It will outline any damages the landlord with cover. But the bottom line is if it was your fault for the damage then you are going to have to pay for it. You may want to buy an area rug until you move out. Depending on the last time the landlord changed the carpet, they may have to replace it anyway. Most lease agreements state how often they have to replace the carpet due to wear and tear of tenants. If you do not have renters insurance. you should get it now. Its generally between $10 - $20 per month. When I lived in an apartment someone arsend the garage unit next to mine. (The unit was being occupied by general storage of the apartment complex. very curious) Anyway, eventhough it was not my garage that caught fire it ruined everything in mine and the Apartment complex wouldn't cover anything. I'm glad I had renters insurance.
2006-10-11 06:55:44 · answer #1 · answered by JENNIFER B 2 · 2⤊ 2⤋
You have to pay for it. You have damaged his property. He will take your security deposit, and if that is not enough to pay for the damage you caused he can sue you for additional money.
A landlord will certainly have insurance to cover the entire property burning down, or stuff like that. But minor cosmetic damage is not going to be covered. He will certainly look to you to recover his loss.
Even if he had special insurance that covered things like this, why should he suffer because of your stupidity? If he were able to claim on his insurance he would still have a deductible of a few hundred dollars, and then face an increase in his premiums, all because of your stupidity. How is that fair on him?
In future don't leave boiling grease unattended. Also, if you buy a George Foreman grill you can cook meat without the danger of fire, and it's more healthy too.
2006-10-11 06:43:15 · answer #2 · answered by ZCT 7 · 3⤊ 1⤋
Surely everyone pays. The owner has certain insurance for structural damage/You insure your own belongings/Damage deposit will help the owner but not all/ Who`s accident was this anyway?=The owner didn`t do it.= I myself would pitch in for my mistake or accident. You may even be asked to move out temporally until repairs can be made or let the repairs happen while you are still renting.
2006-10-13 09:53:35 · answer #3 · answered by Anonymous · 1⤊ 1⤋
No, it isn't the landlord's responsibility to pay for the damages. That is why there is a such thing called renter's insurance.
2006-10-11 06:43:57 · answer #4 · answered by Anonymous · 2⤊ 3⤋
There are different rules for different states. Read your lease agreement if you have one. In Texas, if not, sorry you will have to pay. This happened to me too with a pressure cooker of beans!!!
2006-10-14 06:59:54 · answer #5 · answered by ♥ miss.bobbie ♥ 7 · 0⤊ 1⤋
Sorry, but you started the fire, you have to pay the damages. You should get renter's insurance, that covers stuff like that.
2006-10-11 06:48:04 · answer #6 · answered by momcat 4 · 2⤊ 3⤋
You have to pay for the damages because it was your negligence caused the fire
2006-10-11 06:57:17 · answer #7 · answered by ? 7 · 1⤊ 3⤋
I think you are responsible...you may be lucky talk to the landlord and see if they can help you.
2006-10-11 06:47:29 · answer #8 · answered by Lily 5 · 3⤊ 2⤋
I'msorrybut you have to pay.
2006-10-11 06:56:42 · answer #9 · answered by Eragon Shadeslayer 1 · 2⤊ 3⤋
you, take responsibility
2006-10-11 09:25:38 · answer #10 · answered by c.c. 3 · 1⤊ 1⤋