Should I invest in T-bills are stick to no load bonds?

Answer 1

TIPS and I-bonds are the way to go. Ignore the fact that the U.S. treasury is referring to cents as pennies.

Answer 2

t-bills are the absolute safest investment in the U S relatively speaking, as long as the U S government is considered sound, perhaps a dubious hypothesis on the part of investors.

I am not exactly sure what you mean by no load bond. I assume you mean a no load fund that invests in bonds. They have risk and much more risk than t-bills especially now that the yield curve is inverted. If long term rates increase, the value of the long term bonds will drop like a rock and investors in them will not be happy campers.

The hypothesis in the investment community of bond investors is that the economy will slow significantly and yields will drop driving up the price of long term bonds.

That hypothesis does not corrolate with the hypothesis of equity investors who are speculating that the economy will not slow significantly. They are bidding up the prices of equities.

Time will tell which is correct. They both can not be correct.

Answer 3

T-bills in long term will gain up to nothing due to inflation (will be on pal) but will be better putting in local banks.If u are a risk adverse person,recommend to invest in t-bills