What do most graduate students do about health insurance since they are too old to be on their parents health?

Question

insurance? Do they just work full time for benefits along with going to graduate school full-time?

Answer 1

Good grief, no, most grad students do not work full time. Most are full-time students.

Universities often provide the option of a (marginally) lower-cost health plan, which covers the basics, but is still difficult for most grad students to afford. Today, some universities even make purchasing this health care mandatory, often for the university's OWN fiscal reasons.

Some very lucky grad students have parents with insurance policies that cover them up till the age of 25, as long as they are still full-time students.

Many, many grad students actually go without health insurance. I did, for seven years. Frankly, so did most of my colleagues.

Answer 2

I was covered under my parent's insurance until I was 25, and I had/have insurance as a paid grad student. Many schools will require you to have insurance through the school's health center, and they offer reduced rates - but it will still be expensive.

Answer 3

The University often will offer a low cost health insurance for students to buy.

Answer 4

Some of them either purchase health insurance and pay the montly premiums themselves or go without.

Answer 5

depending on whom your parents work for may have insurance on you if you are a full time student. if you are not sure ask your parents to find out.

Answer 6

honestly you punt! pray you don't get sick