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26 answers

No, but you might be able to find a county hospital where they will do it for free (like County-USC in LA, etc)

2006-10-10 09:56:48 · answer #1 · answered by Wayne A 5 · 0 0

This is very tricky because insurance fraud may be involved. If your condition has already been diagnosed and documented by a doctor or facility and then you get insurance it may be know as a pre-existing condition. If you can wait it out, that clause may only last for 3 months or so after you get insurance. If waiting is possible, let 6 months to a year go by and if the condition is still bothering you go to a doctor that is in your insurance network.

2006-10-10 17:14:00 · answer #2 · answered by radio2lady 2 · 0 0

No, insurance companies do not operate that way. You must have the insurance prior to the accident. You may get some coverage under Medicaid. I don't know your financial circumstances. But that would be a place to start. Or you can discuss it with your surgeon or family doctor.

2006-10-10 17:08:18 · answer #3 · answered by dbarnes3 4 · 0 0

the simple answer is no.

the more complex answer involves how did you get hurt??? on the job is covered by workers comp. A car accident is covered by car insurance. If you got hit or fell in a store the store's insurance is responsible.

any hospitals social workers dept/billing department can help you with medicaid coverage.

good luck

2006-10-10 16:57:48 · answer #4 · answered by RainbowBrite 1 · 0 0

Maybe, but if you need the surgery right away I don't think you can wait around for the insurance to kick in. Besides they will probably get wind of your lurid scheme and charge you outrageous premiums for coverage.

2006-10-10 16:53:25 · answer #5 · answered by Eldude 3 · 0 0

Highly unlikely. Many insurance policies have a "pre-existing conditions" clause. You need to read the fine print on any insurance policy you buy.

2006-10-10 16:51:16 · answer #6 · answered by Pangolin 7 · 1 0

The only thing I can think of would be to apply for medicaid. An insurance company won't pay if you didn't have a policy at the time of injury.

2006-10-10 16:51:37 · answer #7 · answered by KitKat 6 · 0 0

Pre existing conditions are not covered by insurance.

2006-10-10 16:56:18 · answer #8 · answered by ? 6 · 0 0

No. Most insurances have a pre-existing clause. Meaning that if a condition exists prior to coverage it is not covered.

2006-10-10 16:51:51 · answer #9 · answered by rnsks 2 · 1 0

Nope, the insurance company would consider that a pre-existing condition and it is not covered.

2006-10-10 16:52:10 · answer #10 · answered by Anonymous · 0 0

No. You can't get insurance AFTER you are already injured.

You have to work out a payment plan with the doctor and hospital.

2006-10-10 16:52:19 · answer #11 · answered by Anonymous · 0 0

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