waiting to close on a refin why does the title co needing the signature of my separated spouse?

Question

the house is non-marital property in my state

she is not on the deed, i bought the house before 5 yrs before we married,lasted for 4 months

Answer 1

She is still legally bound to you. The $, not the house, is the issue.

Answer 2

even though you are separated, but legally you're still married. If she was on title before w/ you then she need to sign a quit claim on it so you can refinance and/or sign the loan docs w/ you. Even though you're not in a "community property" state, she is still entitled to some of your assets if she wants to go to court w/ it.

Answer 3

beacuse you are still legally married and she have rights to what you have. even though you have house in your name and you purchased the home before the marriage , you did not have her sign off on land deed, so she have 50% of the house unless she sign they will need both singnature she still have spousal rights to what ever you have and visa versa. I just went through the same thing dealing with a loan i was still had responsible even though i didnot make it. MARRIED they say lol

Answer 4

Because if she was on title before and your refinancing without her she needs to get off title. You can't refinance a house without your soon to be ex spouse knowing. Her signing off tittle called "quit-claim" releases her of all legal stuff to your property.

Answer 5

If it is not community property, the original deed is not in her name and you are taking out the loan in your name only, I know of no reason for her signature.

Answer 6

There should normally be no need for the partner to sign in case his/her name does not appear on the title or his/her income is not being used for considering the serviceability of the loan.

Answer 7

was your spouse's name on the original loan? if so then your spouse my sign papers releasing them from the original agreement.